115 Old Hensley Rd, Floyd, VA 24091 Property Records

Floyd County property record for 115 Old Hensley Rd, Floyd, VA 24091

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,268 sqft · built 2003
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$715,000 (Nov 2022)
Tax Bill	$3,182 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55B-1-10`

Property Details

APN / Parcel Number

Primary APN	`55B-1-10`
Alternative APN	`R003186`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	4,268 sqft Living Area
Basement Area	1,642 sqft
Finished Basement	1,642 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Cape Cod
Lot Area	87,120 sqft (2 acres)
Garage Area	672 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	R003186
Street Address	115 OLD HENSLEY RD
City	FLOYD
State	VA
Zip	24091-2381
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 9 & 10 JACKSON TERRACE
Legal Subdivision	JACKSON TERRACE 1
Legal Lot Number	9-10
Jurisdiction	FLOYD VA
Township / Civil Division	COURT HOUSE
Census Block Group	3
Census Block	3018
Census Tract	920102

Owner

Source: Floyd County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	115 OLD HENSLEY RD, FLOYD, VA 24091-2381
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Nov 21, 2022	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2022 · Amount on Record
Deed Sale	Nov 21, 2022 · Amount on Record
Prior Sale	Dec 1, 2014 · Amount on Record
Deed Document Number	20222230
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD VA
Property Address	115 OLD HENSLEY RD, FLOYD, VA 24091-2381
Transaction Type	Mortgage
Record Updated	May 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000723
Date	Apr 29, 2024
Instrument	240000723

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2054

Interest

Rate Type	Adjustable Rate

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD VA
Recording Date	Nov 21, 2022
Property Address	115 OLD HENSLEY RD, FLOYD, VA 24091-2381
Document Number	0220002230
Instrument Date	Nov 15, 2022
Instrument	220002230
Transaction Type	Transfer
Record Updated	Dec 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 OLD HENSLEY RD # RRD, RRD, FLOYD, VA 24091-2381

Mortgage

Document Number	0220002231
Date	Nov 21, 2022
Instrument	220002231

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Floyd County
Municipality	Floyd Town
Unified School District	Floyd County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,182.00 (+4.57%)	$691,800 Land $112,000 Building $579,800
2025	$3,043.00		$691,800 Land $112,000 Building $579,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 73% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLOYD-FLOYD CO PSA serves 2,300 people · EPA ID VA1063220
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Citizens Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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