Clay County property record for 115 Old Hard Rd, #C, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,296 sqft · built 1982 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $372,900 (Feb 2006) |
| Tax Bill | $3,139 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-05-26-014232-001-00 |
| Primary APN | 06-05-26-014232-001-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,296 sqft Heated Area |
| Gross Area | 3,632 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 850 sqft |
| Pool Area | 703 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 486 sqft |
| Fence | Fence |
| Storage Building | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 115 OLD HARD RD # C, C |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-7993 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW1/4 SEC 5 & PT NE1/4 OF NE1/4 SEC 6 AS REC O R 2674 PG430; 3658 PG 2029,3699 PG 890 |
| Legal Range | 26 |
| Legal Township | 05 |
| Legal Section | 06 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 30707 |
115 Old Hard Rd, #C is owned and occupied by an individual who acquired it in August 2025.
Source: Clay County records, as of December 18, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 115 OLD HARD RD # C, C, FLEMING ISLAND, FL 32003-7993 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 22, 2025 | Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Dec 23, 2016 | Deed of Trust, Mortgage · Line of Credit CITIBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 7, 2006 · Amount on File |
| Deed Sale | Feb 7, 2006 · Amount on File |
| Prior Sale | Jul 9, 2014 |
| Deed Document Number | 0026740430 |
| Deed Book / Page | 2674 / 0430 |
| Last Transfer Date | Aug 22, 2025 |
| Transfer Doc | 0049620917 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 115 OLD HARD RD # C, C, FLEMING ISLAND, FL 32003-7993 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0045570250 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 4557/250 |
| Instrument | 2022001978 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 115 OLD HARD RD # C, C, FLEMING ISLAND, FL 32003-7993 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0044041000 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 4404/1000 |
| Instrument | 2021003480 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Aug 22, 2025 |
| Property Address | 115 OLD HARD RD # C, C, FLEMING ISLAND, FL 32003-7993 |
| Document Number | 0049620917 |
| Book / Page | 4962 / 917 |
| Instrument Date | Aug 22, 2025 |
| Instrument | 2025039826 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 115 OLD HARD RDC, FLEMING ISLAND, FL 32003 |
| Name | Verified Name |
|---|---|
| Address | 115 OLD HARD RD # C, C, FLEMING ISLAND, FL 32003-7993 |
| Document Number | 0004970362 |
|---|---|
| Date | Aug 22, 2025 |
| Instrument | 4970/362 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 242 Months |
| Due | Oct 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 115 OLD HARD RD # C, C, FLEMING ISLAND, FL 32003-7993 |
| Document Number | 0039361659 |
| Instrument Date | Dec 23, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 115C OLD HARD RD FLEMING ISLAND FL 320037993, FLEMING ISLAND, FL 32003-7993 |
| Document Number | 0039361659 |
|---|---|
| Date | Jan 23, 2017 |
| Book Page | 003936/001659 |
| Instrument | 3322 |
| Name | CITIBANK |
|---|---|
| Type | Federal Savings Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 22, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 115 Old Hard Rd, #C was $3,139 with a homeowner's exemption, up 4.9% from the year before.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,139.00 (+4.88%) Homeowner's exemption | $245,955 (+2.9%) | $561,154 (+1.31%) Land $40,000 Building $521,154 |
| 2024 | $2,993.00 (-7.85%) Homeowner's exemption | $239,024 (+3%) | $553,883 (+4.61%) Land $40,000 Building $513,883 |
| 2023 | $3,248.00 (+6.91%) Homeowner's exemption | $232,063 (+3%) | $529,486 (+12.98%) Land $40,000 Building $489,486 |
| 2022 | $3,038.00 Homeowner's exemption | $225,304 | $468,667 Land $40,000 Building $428,667 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Old Hard Rd, #C in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 90 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 90 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Old Hard Rd, #C is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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