115 Oakwood Dr, Largo, FL 33770 Property Records

Pinellas County property record for 115 Oakwood Dr, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,905 sqft · built 1960
Lot Size	0.279 acres (12,162 sqft)
Owner	2 Individual Names on Record
Last Sale	$825,000 (Mar 2024)
Tax Bill	$11,028 (2025)
Deeds & Mortgages	Mar 2024 Sale Jan 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-1826-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-1826-9`
Alternative APNs	`05-30-15-35730-024-0080` `301505357300240080` `153005357300240080` `R47637`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,905 sqft Living Area
Gross Area	3,004 sqft
1st Floor Area	1,905 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1993
Architectural Style	H-Shape
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	12,162 sqft (0.279 acres)
Lot Dimensions	122 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	577 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	522 sqft
Deck Area	300 sqft
Patio Area	300 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R47637
Street Address	115 OAKWOOD DR
City	LARGO
State	FL
Zip	33770-4056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	HARBOR BLUFFS SEC 2 UNIT B REPLAT BLK X, LOT 8
Legal Range	15E
Legal Township	30S
Legal Section	5
Legal Subdivision	HARBOR BLUFFS SEC 2 UNIT B
Legal Tract	35730
Legal Block	X
Legal Lot Number	8
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2000
Census Tract	25210

Owner

Source: Pinellas County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 OAKWOOD DR, LARGO, FL 33770-4056
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Warranty Deed, Transfer TITLE AGENCY/FLORIDA INC, TITLE AGENCY OF FLORIDA
Jan 31, 2024	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Nov 15, 2023	Warranty Deed, Transfer BLUE RIDGE TITLE AND ESCROW INC, BLUE BRICK TITLE AND ESCROW
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2024 · Amount on Record
Deed Sale	Mar 22, 2024 · Amount on Record
Prior Sale	Nov 15, 2023 · Amount on Record
Deed Document Number	202472523
Deed Book / Page	22742 / 1902
Transfer Doc	1029001637
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 22, 2024
Property Address	115 OAKWOOD DR, LARGO, FL 33770-4056
Document Number	0227421902
Book / Page	22742 / 1902
Map Reference	MB 39 PG 46
Instrument Date	Mar 20, 2024
Instrument	2024072523
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	TITLE AGENCY/FLORIDA INC, TITLE AGENCY OF FLORIDA

Transaction

Amount	Amount Recorded
Tax	$5,775.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 GREENWOOD LN, WAVERLY, IA 50677-9400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 OAKWOOD DR, LARGO, FL 33770-4056

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	115 OAKWOOD DR, LARGO, FL 33770-4056
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 OAKWOOD DR, LARGO, FL 33770-4056

Mortgage

Document Number	0226901477
Date	Jan 31, 2024
Book Page	22690/1477
Instrument	2024024368

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 11, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 15, 2023
Property Address	115 OAKWOOD DR, LARGO, FL 33770-4056
Document Number	0226240047
Book / Page	22624 / 47
Map Reference	MB 39 PG 45
Instrument Date	Nov 14, 2023
Instrument	2023292646
Transaction Type	Transfer
Record Updated	Dec 8, 2023
Title Company	BLUE RIDGE TITLE AND ESCROW INC, BLUE BRICK TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Tax	$5,390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 FAIRWAY ST, MOUNT HOREB, WI 53572-2345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 GREENWOOD LN, WAVERLY, IA 50677-9400

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	115 OAKWOOD DR, LARGO, FL 33770-4056
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 OAKWOOD DR, LARGO, FL 33770-4056

Mortgage

Document Number	0216991180
Date	Sep 1, 2021
Book Page	21699/1180
Instrument	2021288663

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,028.00 (-0.71%) Homeowner's exemption	$669,259 (+210.43%) Land $284,483 Building $384,776	$669,259 (+18.41%) Land $284,483 Building $384,776
2024	$11,107.00 (+254.4%)
2023	$3,134.00 (+2.69%) Homeowner's exemption	$215,594 (+3%)	$565,184 (+19.54%) Land $320,913 Building $244,271
2022	$3,052.00 Homeowner's exemption	$209,315	$472,804 Land $279,303 Building $193,501

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 263 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	263 in force
Nearby Flood Claims	186 (2024)
Claims Outside the SFHA	2 of 186
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 10 claims Hurricane Helene, Oct 2024 · 175 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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