115 Oak St, Tenafly, NJ 07670 Property Records

Bergen County and Tenafly Borough property record for 115 Oak St, Tenafly, NJ 07670

Property Summary

Property Type	Single Family Home
Details	2,497 sqft · built 1951
Lot Size	0.277 acres (12,079 sqft)
Owner	Individual Name on Record
Last Sale	$1,275,000 (Jun 2021)
Tax Bill	$24,239 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Feb 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`61-02002-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`61-02002-0000-00021`
Alternative APNs	`6100200000000021` `610200200021`

Interior

Stories	2 Stories
Building Area	2,497 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	12,079 sqft (0.277 acres)
Lot Dimensions	151 ft deep x 80 ft wide
Garage Type	Attached

Location & Zoning

Old Parcel Number	6100200000000021
Street Address	115 OAK ST
City	TENAFLY
State	NJ
Zip	07670-3013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	80X151
Legal Block	2002
Legal Lot Number	21
Jurisdiction	BERGEN NJ
Township / Civil Division	TENAFLY
Census Block Group	4
Census Block	4013
Census Tract	55100

Owner

Source: Bergen County and Tenafly Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 OAK ST, TENAFLY, NJ 07670-3013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 18, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage PNC BK
May 25, 2018	Deed of Trust, Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2021 · Amount on Record
Deed Sale	Jun 24, 2021 · Amount on Record
Prior Sale	Jul 21, 2011 · Amount on Record
Deed Document Number	2021102209
Deed Book / Page	4234 / 1698
Record Updated	Oct 29, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 24, 2021
Property Address	115 OAK ST, TENAFLY, NJ 07670-3013
Document Number	0042341698
Book / Page	4234 / 1698
Instrument Date	Jun 1, 2021
Instrument	2021102209
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25,652.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 DEER TRAIL RD, 28, NORTH CALDWELL, NJ 07006-4140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 OAK ST, TENAFLY, NJ 07670-3013

Mortgage

Document Number	2021102210
Date	Jun 24, 2021
Instrument	2021102210

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Jul 1, 2026
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	4.25%
Index	Other
Margin	3
Max Rate	7.25%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	115 OAK ST, TENAFLY, NJ 07670-3013
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039560005
Date	Feb 11, 2021
Book Page	3956/5
Instrument	2021018993

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	115 OAK ST, TENAFLY, NJ 07670-3013
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034900842
Date	Feb 4, 2020
Book Page	3490/842
Instrument	20-012946

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2040

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	115 OAK ST, TENAFLY, NJ 07670-3013
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036720175
Date	Aug 18, 2020
Book Page	3672/175
Instrument	20-074873

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	115 OAK ST, TENAFLY, NJ 07670-3013
Document Number	0030461202
Instrument Date	Aug 11, 2018
Transaction Type	Mortgage
Record Updated	Sep 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	115 OAK ST TENAFLY NJ 076703013, TENAFLY, NJ 07670-3013

Mortgage

Document Number	0030461202
Date	Sep 10, 2018
Book Page	003046/001202
Instrument	63874

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	115 OAK ST, TENAFLY, NJ 07670-3013
Document Number	0029642125
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 3, 2018
Title Company	MAIN STREET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	115 OAK ST TENAFLY NJ 076703013, TENAFLY, NJ 07670-3013

Mortgage

Document Number	0029642125
Date	Jun 13, 2018
Book Page	002964/002125
Instrument	41138

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Bergen County and Tenafly Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Tenafly Borough
Unified School District	Tenafly Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$815,300 (-) Land $526,000 Building $289,300	$815,300 (-) Land $526,000 Building $289,300
2025	$24,239.00 (+4.65%)	$815,300 (-) Land $526,000 Building $289,300	$815,300 (-) Land $526,000 Building $289,300
2024	$23,162.00 (+5.03%)
2023		$815,300 Land $526,000 Building $289,300	$815,300 Land $526,000 Building $289,300
2022	$22,053.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	9 (1979–2023)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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