115 Oak St, Dover, AR 72837 Property Records

Pope County property record for 115 Oak St, Dover, AR 72837

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,520 sqft · built 1991
Lot Size	1.23 acres (53,964 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,516 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`874-00098-000R`

Property Details

APN / Parcel Number

Primary APN	`874-00098-000R`
Alternative APNs	`0298.0` `40298` `53286`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,520 sqft Living Area
1st Floor Area	900 sqft
Upper Floors Area	1,620 sqft
Flooring	Carpet

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	53,964 sqft (1.23 acres)
Garage Type	Carport
Garage Area	720 sqft
Carport	Carport
Carport Area	720 sqft
Driveway	Asphalt Driveway
Driveway Area	1,500 sqft
Porch	Slab
Porch Area	70 sqft
Patio Area	375 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	115 OAK ST
City	DOVER
State	AR
Zip	72837-8966
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 108,109 &110 CITY OF DOVER
Legal Range	20W
Legal Township	09N
Legal Section	27
Legal Subdivision	DOVER HEIGHTS
Legal Phase	V
Legal Lot Number	108-110
Jurisdiction	POPE AR
Township / Civil Division	DOVER
Census Block Group	3
Census Block	3016
Census Tract	950902

Owner

Source: Pope County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 OAK ST, DOVER, AR 72837-8966
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POPE AR
Property Address	115 OAK ST, DOVER, AR 72837-8966
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202301192
Date	Feb 23, 2023
Instrument	2023-01192

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 22, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Pope County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Pope County
Municipality	Dover City
Unified School District	Dover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,516.00 (-25.32%) Homeowner's exemption	$45,940 (-) Land $4,800 Building $41,140
2024	$2,030.00 (+4.37%)
2023	$1,945.00 Homeowner's exemption	$45,940 Land $4,800 Building $41,140	$229,700 Land $24,000 Building $205,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Arkansas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOVER WATERWORKS serves 1,797 people · EPA ID AR0000444
Water Source	Surface water
Last State Inspection	Oct 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20