115 O Rd, Saint Libory, NE 68872 Property Records

Merrick County property record for 115 O Rd, Saint Libory, NE 68872

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,826 sqft · built 2008
Lot Size	3.03 acres (131,987 sqft)
Owner	Individual Name on Record
Last Sale	$49,000 (Apr 2008)
Tax Bill	$3,793 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0005784.01`

Property Details

APN / Parcel Number

Primary APN	`0005784.01`
Alternative APN	`2921-31-3-00000-000-5784`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,826 sqft Living Area
1st Floor Area	1,826 sqft
Basement Area	1,826 sqft
Finished Basement	1,826 sqft
Unfinished Basement	1,826 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	131,987 sqft (3.03 acres)
Garage Type	Attached
Garage Area	870 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	375 sqft
Deck Area	40 sqft
Lean-To	800 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	115 O RD
City	SAINT LIBORY
State	NE
Zip	68872-2925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	TRACT IN PT LOT 2 85-49PC PFD
Legal Range	08
Legal Township	14
Legal Section	31
Legal Lot Number	2
Jurisdiction	MERRICK NE
Township / Civil Division	PRAIRIE CREEK
Census Block Group	3
Census Block	3113
Census Tract	966700

Owner

Source: Merrick County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 O RD, SAINT LIBORY, NE 68872-2925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Jul 29, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2008 · Amount on Record
Deed Sale	Apr 17, 2008 · Amount on Record
Deed Document Number	2008594
Deed Book / Page	38 / 639
Last Transfer Date	Jul 10, 2019
Transfer Doc	000A47/586
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERRICK NE
Property Address	115 O RD, SAINT LIBORY, NE 68872-2925
Transaction Type	Mortgage
Record Updated	Feb 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100132
Date	Jan 26, 2021
Instrument	2021-00132

Lender

Name	COGENT BANK
Type	Bank
Address	COLUMBUS, NE 68602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jul 1, 2050

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERRICK NE
Recording Date	Jul 29, 2019
Property Address	115 O RD, SAINT LIBORY, NE 68872-2925
Document Number	000A47/586
Book / Page	A47 / 586
Instrument Date	Jul 10, 2019
Instrument	2019-00977
Transaction Type	Transfer
Record Updated	Feb 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Merrick County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Merrick County
County Subdivision	Prairie Creek Township
Unified School District	Palmer Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,793.00 (-15.6%)	$457,680 (+24.32%) Land $84,610 Building $373,070	$457,680 (+24.32%) Land $84,610 Building $373,070
2023	$4,494.00	$368,145 Land $51,555 Building $316,590	$368,145 Land $51,555 Building $316,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 11, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Hamilton.net Fixed Wireless	10 / 1
KDSI Internet Services Fixed Wireless	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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