115 Null Dr, Ruffs Dale, PA 15679 Property Records

Westmoreland County property record for 115 Null Dr, Ruffs Dale, PA 15679

Property Summary

Property Type	Single Family Home
Details	1,428 sqft · built 2022
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (Jan 2020)
Tax Bill	$3,482 (2026)
Deeds & Mortgages	May 2023 Second Mortgage Mar 2021 Line of Credit + 1 more
APN	`47-06-00-0-040`

Property Details

APN / Parcel Number

Primary APN	`47-06-00-0-040`
Alternative APN	`0470060000040`

Interior

Stories	1 Story
Building Area	1,428 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Frame
Lot Area	87,120 sqft (2 acres)

Location & Zoning

Street Address	115 NULL DR
City	RUFFS DALE
State	PA
Zip	15679-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 & 2, HSE D 3190/0518
Legal Subdivision	NULL PLAN OF LOTS
Legal Lot Number	1
Jurisdiction	WESTMORELAND PA
Township / Civil Division	EAST HUNTINGDON
Census Block Group	2
Census Block	2015
Census Tract	806600

Owner

Source: Westmoreland County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 NULL DR, RUFFS DALE, PA 15679-1504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CFS BANK
Mar 22, 2021	Deed of Trust, Mortgage · Line of Credit CFSBANK
Jan 10, 2020	Deed, Transfer · Stand-Alone Second Mortgage NORTHWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2020 · Amount on Record
Deed Sale	Jan 10, 2020 · Amount on Record
Deed Document Number	2020993
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	115 NULL DR, RUFFS DALE, PA 15679-1504
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011986
Date	May 16, 2023
Instrument	202305160011986

Lender

Name	CFS BANK
Type	Bank
Address	CHARLEROI, PA 15022

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 5, 2038

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	115 NULL DR, RUFFS DALE, PA 15679-1504
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011114
Date	Mar 22, 2021
Instrument	202103220011114

Lender

Name	CFSBANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	372 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Monthly

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Jan 10, 2020
Property Address	115 NULL DR, RUFFS DALE, PA 15679-1504
Document Number	0000000993
Map Reference	VOL 86 PG 71
Instrument Date	Dec 9, 2019
Instrument	202001100000993
Transaction Type	Transfer
Record Updated	Apr 26, 2022
Title Company	PREFERRED SETTLEMENT SLN LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 HICKORY RD, PENFIELD, PA 15849-3304

Mortgage

Document Number	0000000994
Date	Jan 10, 2020
Instrument	202001100000994

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Dec 9, 2029

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Westmoreland County
County Subdivision	East Huntingdon Township
Unified School District	Southmoreland School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,482.00 (+0.03%)	$26,900 (-) Land $1,770 Building $25,130
2025	$3,481.00 (+2.44%)		$26,900 (-) Land $1,770 Building $25,130
2024	$3,398.00	$26,900 Land $1,770 Building $25,130
1972			$26,900 Land $1,770 Building $25,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Nov 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAWC YOUGH PLANT serves 133,000 people · EPA ID PA5260036
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2022 Treatment failure resolved · Aug 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	750 / 20
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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