115 Northridge Dr, Covington, LA 70435 Property Records

St. Tammany Parish property record for 115 Northridge Dr, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	1,633 sqft · built 2006
Owner	Individual Name on Record
Last Sale	$161,000 (Feb 2017)
Tax Bill	$1,313 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2017 Sale & Mortgage
APN	`103-140-2691`

Property Details

APN / Parcel Number

Primary APN	`103-140-2691`
Alternative APN	`2102`

Interior

Building Area	1,633 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Garage Area	292 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	103-140-2691
Street Address	115 NORTHRIDGE DR
City	COVINGTON
State	LA
Zip	70435-0670
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHRIDGE ESTATES LT20
Legal Subdivision	NORTHRIDGE ESTATES
Legal Lot Number	20
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	1
Census Block	1016
Census Tract	40308

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	115 NORTHRIDGE DR, COVINGTON, LA 70435-0670
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage HUD
Feb 1, 2017	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2017 · Amount on Record
Deed Sale	Feb 1, 2017 · Amount on Record
Prior Sale	Feb 24, 2015 · Amount on Record
Deed Document Number	2052111
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	115 NORTHRIDGE DR, COVINGTON, LA 70435-0670
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002265032
Date	Apr 21, 2021
Instrument	2265032

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Feb 1, 2047

Interest

Rate Type	Fixed Rate

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Feb 1, 2017
Property Address	115 NORTHRIDGE DR, COVINGTON, LA 70435-0670
Document Number	0002052111
Map Reference	MAP 2403
Instrument Date	Jan 30, 2017
Instrument	2052111
Transaction Type	Transfer
Record Updated	Apr 6, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 NORTHRIDGE DR, COVINGTON, LA 70435-0670

Mortgage

Document Number	0002052112
Date	Feb 1, 2017
Instrument	2052112

Lender

Name	WELLS FARGO BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	0002052115
Date	Feb 1, 2017
Instrument	2052115

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,313.00 (-3.46%) Homeowner's exemption	$18,108 (-) Land $3,400 Building $14,708	$181,079 (-) Land $34,000 Building $147,079
2024	$1,360.00 (+20.04%) Homeowner's exemption	$18,108 (+15.12%) Land $3,400 Building $14,708	$181,079 (+15.12%) Land $34,000 Building $147,079
2023	$1,133.00 Homeowner's exemption	$15,729 (-) Land $3,400 Building $12,329	$157,290 (-) Land $34,000 Building $123,290
2022	$1,133.00 Homeowner's exemption	$15,729 Land $3,400 Building $12,329	$157,290 Land $34,000 Building $123,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 598 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	598 in force
Nearby Flood Claims	87 (2015–2023)
Claims Outside the SFHA	21 of 87
Most Recent Claim	Jun 2023 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 13 claims Severe Storms And Flooding, Aug 2016 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 88% of Louisiana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST TAM PARISH -NORTHRIDGE ESTATES serves 1,653 people · EPA ID LA1103181
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb
Copper	1.8 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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