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115 North St, Morganton, NC 28655 Property Records

Burke County property record for 115 North St, Morganton, NC 28655

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 728 sqft · built 1938
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$72,000 (Jun 2019)
Tax Bill$537 (2026)
Deeds & MortgagesMay 2023 Transfer
Dec 2020 Loan Modification
+ 5 more
Flood ZoneZone X (minimal risk)
APN2704412653

Property Details

APN / Parcel Number

Primary APN2704412653
Alternative APN
  • 2747

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area728 sqft Living Area
1st Floor Area728 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1990
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area8,276 sqft (0.19 acres)

Exterior Amenities

PorchSlab
Porch Area92 sqft
Shed1 Shed
Shed Area437 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral

Location & Zoning

Street Address115 NORTH ST
CityMORGANTON
StateNC
Zip28655-2631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLOW INTENS
Legal Description115 NORTH ST MORGANTON, NC 28655
Legal SubdivisionCITY OF MORGANTON MORGANTON TOWNSHIP
JurisdictionBURKE NC
Township / Civil DivisionMORGANTON
Census Block Group5
Census Block5018
Census Tract20600

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address115 NORTH ST, MORGANTON, NC 28655-2631
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 8, 2023Intrafamily Transfer, Transfer
Dec 2, 2020Loan Modification, Mortgage · Conventional Mortgage
ATLANTIC BAY MTG
Nov 2, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Mar 30, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jun 28, 2019Quit Claim Deed, Transfer · Conventional Mortgage
MISCELLANEOUS GOVT AGCY
Jun 10, 2019Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Jun 4, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2019 · Amount on Record
Deed SaleJun 10, 2019 · Amount on Record
Deed Document Number20192017028683
Deed Book / Page2407 / 428
Last Transfer DateMay 8, 2023
Transfer Doc0026830029
Record UpdatedOct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBURKE NC
Recording DateMay 8, 2023
Property Address115 NORTH ST, MORGANTON, NC 28655-2631
Document Number0026830029
Book / Page2683 / 29
Instrument DateMay 8, 2023
Instrument2023004042
Transaction TypeTransfer
Record UpdatedMay 23, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address115 NORTH ST, MORGANTON, NC 28655-2631

December 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBURKE NC
Property Address115 NORTH ST, MORGANTON, NC 28655-2631
Document Number0020330134
Instrument DateDec 2, 2020
Transaction TypeMortgage
Record UpdatedFeb 12, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address115 NORTH ST MORGANTON NC 286552631, MORGANTON, NC 28655-2631

Mortgage

Document Number0020330134
DateDec 29, 2020
Book Page002033/000134
Instrument48659
Lender
NameATLANTIC BAY MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 28, 2050

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBURKE NC
Recording DateNov 2, 2020
Property Address115 NORTH ST, MORGANTON, NC 28655-2631
Document Number0024980480
Book / Page002498 / 000480
Instrument DateOct 20, 2020
Instrument46529
Transaction TypeTransfer
Record UpdatedNov 13, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 NORTH ST MORGANTON NC 286552631, MORGANTON, NC 28655-2631

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBURKE NC
Recording DateMar 30, 2020
Property Address115 NORTH ST, MORGANTON, NC 28655-2631
Document Number0024560422
Book / Page002456 / 000422
Instrument DateMar 27, 2020
Instrument38706
Transaction TypeTransfer
Record UpdatedMay 5, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address115 NORTH ST MORGANTON NC 286552631, MORGANTON, NC 28655-2631

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBURKE NC
Recording DateJun 28, 2019
Property Address115 NORTH ST, MORGANTON, NC 28655-2631
Document Number0024110244
Book / Page002411 / 000244
Instrument DateJun 14, 2019
Instrument29498
Transaction TypeTransfer
Record UpdatedAug 6, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address115 NORTH ST MORGANTON NC 286552631, MORGANTON, NC 28655-2631

Mortgage

Document Number24110247
DateJun 28, 2019
Book Page002411/000247
Instrument29499
Lender
NameMISCELLANEOUS GOVT AGCY
AddressHICKORY, NC 28603
Agreement
TypeConventional Mortgage
AmountAmount Recorded

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateJun 10, 2019
Property Address115 NORTH ST, MORGANTON, NC 28655-2631
Document Number0024070428
Book / Page2407 / 0428
Instrument DateJun 6, 2019
Instrument2017028683
Transaction TypeTransfer
Record UpdatedSep 28, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$144.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address29 BENVIEW DRIVE, 29, 27352

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 NORTH ST, MORGANTON, NC 28655-2631

Mortgage

Document Number2017028684
DateJun 10, 2019
Instrument2017028684
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBURKE NC
Recording DateJun 4, 2019
Property Address115 NORTH ST, MORGANTON, NC 28655-2631
Document Number0024060610
Book / Page002406 / 000610
Instrument DateApr 30, 2019
Instrument28517
Transaction TypeTransfer
Record UpdatedJun 18, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address29 BENVIEW DR MARION NC 287527837, MARION, NC 28752-7837

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
MunicipalityMorganton City
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$537.00 (+0.94%)$78,399 (-) Land $7,719 Building $70,680$78,399 (-) Land $7,719 Building $70,680
2025$532.00 (+0.95%)$78,399 (-) Land $7,719 Building $70,680$78,399 (-) Land $7,719 Building $70,680
2023$527.00$78,399 Land $7,719 Building $70,680$78,399 Land $7,719 Building $70,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MORGANTON
serves 27,221 people · EPA ID NC0112015
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Compas X-Stream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20

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