115 NORTH DR BUFFALO NY 142162032, BUFFALO, NY 14216-2032
Mortgage
Document Number
0139150427
Date
Oct 16, 2019
Book Page
013915/000427
Lender
Name
KEYBANK USA
Type
Bank
Address
BROOKLYN, OH 44144
Agreement
Type
Line of Credit
Amount
Amount on Record
Interest
Rate Type
Adjustable Rate
April 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
ERIE NY
Property Address
115 NORTH DR, BUFFALO, NY 14216-2032
Document Number
0138943835
Instrument Date
Apr 23, 2019
Transaction Type
Mortgage
Record Updated
May 16, 2019
Title Company
NOT AVAILABLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
115 NORTH DR BUFFALO NY 142162032, BUFFALO, NY 14216-2032
Mortgage
Document Number
0138943835
Date
Apr 30, 2019
Book Page
013894/003835
Lender
Name
KEYBANK USA
Type
Bank
Address
CLEVELAND, OH 44114-1306
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
180 Months
Due
Apr 29, 2034
Tax Assessment & Valuation
The 2026 property tax bill for 115 North Dr was $1,090 with a homeowner's exemption, down 69.2% from the year before.
Source: Erie County and Buffalo City assessment roll, as of May 19, 2026
Property Jurisdictions
Type
Name
State
New York
County
Erie County
Municipality
Buffalo City
Unified School District
Buffalo City School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$1,090.00 (-69.16%)Homeowner's exemption
2025
$3,534.00 (-11.91%)
$330,000 (+33.6%)Land $50,000Building $280,000
$330,000 (-17.83%)Land $50,000Building $280,000
2024
$4,012.00 (+212.7%)Homeowner's exemption
$247,000 (-)Land $40,000Building $207,000
$401,626 (+13.82%)Land $65,041Building $336,585
2023
$1,283.00Homeowner's exemption
$247,000Land $40,000Building $207,000
$352,857Land $57,143Building $295,714
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 115 North Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
2 in force
Nearby Flood Claims
2 (1989)
Most Recent Claim
Feb 1989
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 115 North Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source
Surface water
Last State Inspection
Jul 2023
Lead
3 ppb (2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
2 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 1,064 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Spectrum Cable · Fiber in parts of the area
1,000 / 1,000
May also be available: Greenlight Networks, T-Mobile.