115 Nells Pond Rd, Lynn, MA 01904 Property Records

Essex County and Lynn City property record for 115 Nells Pond Rd, Lynn, MA 01904

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,282 sqft · built 1992
Lot Size	0.256 acres (11,173 sqft)
Owner	2 Individual Names on File
Last Sale	$299,500 (Apr 2012)
Tax Bill	$6,839 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B:063 L:002 S:058`

Property Details

APN / Parcel Number

Primary APN	`B:063 L:002 S:058`
Alternative APN	`LYNN M:063 B:002 L:058`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,282 sqft Living Area
Gross Area	2,763 sqft
Basement Area	909 sqft
Unfinished Basement	909 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,173 sqft (0.256 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	115 NELLS POND RD
City	LYNN
State	MA
Zip	01904-1069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	VILLAGE BOW RDG
Legal Block	2
Legal Lot Number	58
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1012
Census Tract	205400

Owner

115 Nells Pond Rd is owned and occupied by two individuals who bought it in April 2012.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	115 NELLS POND RD, LYNN, MA 01904-1069
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Line of Credit LYNN FIREMENS FEDERAL CREDIT UNION
Mar 8, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2012 · Amount on File
Deed Sale	Apr 6, 2012 · Amount on File
Deed Book / Page	31236 / 353
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Recording Date	Apr 8, 2026
Property Address	115 NELLS POND RD, LYNN, MA 01904-1069
Document Number	043318-402
Book / Page	43318 / 402
Instrument Date	Jun 2, 2023
Instrument	20261140
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 NELLS POND RD, LYNN, MA 01904-1069

Mortgage

Document Number	0000001140,
Date	Apr 8, 2026
Book Page	43318/402
Instrument	20261140

Lender

Name	LYNN FIREMENS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	145 Months
Due	May 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	6.39%
Initial Type	Adjustable Rate
Max Rate	-1%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	115 NELLS POND RD, LYNN, MA 01904-1069
Document Number	35778-428
Book / Page	035778 / 000428
Instrument Date	Mar 8, 2017
Transaction Type	Mortgage
Record Updated	Apr 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	35778-428
Date	Apr 4, 2017
Book Page	035778/000428
Instrument	1704040287

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 115 Nells Pond Rd was $6,839, down 0.4% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,839.00 (-0.38%)	$660,100 (+1.26%) Land $218,100 Building $442,000	$607,810
2024	$6,865.00 (-1.56%)	$651,900 (+4.22%) Land $209,100 Building $442,800
2023	$6,974.00	$625,500 Land $232,900 Building $392,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Nells Pond Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1987–2014)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Dec 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Nells Pond Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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