Currituck County property record for 115 Nautical Ln, Currituck, NC 27929
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 4,078 sqft · built 2021 |
| Lot Size | 1.82 acres (79,279 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Jul 2004) |
| Tax Bill | $5,440 (2025) |
| Deeds & Mortgages | Jun 2021 Construction Loan Apr 2020 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 8988-39-2019 |
| Primary APN | 8988-39-2019 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,078 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Intercom | Intercom |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 79,279 sqft (1.82 acres) |
| Lot Depth | 720 ft Depth |
| Deck Area | 1,300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 000012705 |
|---|---|
| Street Address | 115 NAUTICAL LN |
| City | CURRITUCK |
| State | NC |
| Zip | 27929-9620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFM |
| Legal Description | LOT 36 CURRITUCK LANDING |
| Legal Subdivision | CURRITUCK LANDING |
| Legal Lot Number | 36 |
| Jurisdiction | CURRITUCK NC |
| Township / Civil Division | CRAWFORD |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 110301 |
115 Nautical Ln is owned and occupied by two individuals who bought it in July 2004.
Source: Currituck County records, as of April 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 NAUTICAL LN, CURRITUCK, NC 27929-9620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2021 | Deed of Trust, Mortgage · Construction Mortgage THE FEDERAL SAVINGS BANK |
| Apr 17, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2004 · Amount on File |
| Deed Sale | Jul 1, 2004 · Amount on File |
| Deed Book / Page | 788 / 475 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Property Address | 115 NAUTICAL LN, CURRITUCK, NC 27929-9620 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0016300161 |
|---|---|
| Date | Jun 11, 2021 |
| Book Page | 1630/161 |
| Instrument | 365512 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 7.25% |
| Max Rate At Change | 8.62% |
| Index | Prime Rate |
| Margin | 5 |
| Max Rate | 8.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Apr 17, 2020 |
| Property Address | 115 NAUTICAL LN, CURRITUCK, NC 27929-9620 |
| Document Number | 0015310104 |
| Book / Page | 001531 / 000104 |
| Instrument Date | Mar 23, 2020 |
| Instrument | 350640 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $365.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 139 NAUTICAL LN CURRITUCK NC 279299620, CURRITUCK, NC 27929-9620 |
The 2025 property tax bill for 115 Nautical Ln was $5,440, down 0.1% from the year before.
Source: Currituck County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Currituck County |
| Unified School District | Currituck County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,440.00 (-0.07%) | $792,900 (-) Land $179,100 Building $613,800 | |
| 2024 | $5,444.00 (+15.58%) | $792,900 (+5.3%) Land $179,100 Building $613,800 | |
| 2023 | $4,710.00 (+62.3%) | $753,000 (+30.05%) Land $179,100 Building $573,900 | $753,000 (+30.05%) Land $179,100 Building $573,900 |
| 2022 | $2,902.00 | $579,000 Land $179,100 Building $399,900 | $579,000 (-26.98%) Land $179,100 Building $399,900 |
| 2021 | $792,900 Land $179,100 Building $613,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Nautical Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 231 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 231 in force |
| Nearby Flood Claims | 109 (1979–2025) |
| Claims Outside the SFHA | 5 of 109 |
| Most Recent Claim | Sep 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Nautical Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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