115 Naomi Dr, Ocean View, DE 19970 Property Records

Sussex County property record for 115 Naomi Dr, Ocean View, DE 19970

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,521 sqft · built 2024
Lot Size	0.317 acres (13,800 sqft)
Owner	2 Trust Names on File
Last Sale	$117,500 (Apr 2021)
Tax Bill	$1,602 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Apr 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`134-12.00-1486.00`

Property Details

APN / Parcel Number

Primary APN	`134-12.00-1486.00`

Interior

Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,521 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,800 sqft (0.317 acres)
Lot Dimensions	150 ft deep x 92 ft wide
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	115 NAOMI DR
City	OCEAN VIEW
State	DE
Zip	19970-9786
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Description	WHITES CREEK MANOR LOT 8 BLK G SEC 4
Legal Subdivision	WHITES CREEK
Legal Block	G
Legal Lot Number	8
Jurisdiction	SUSSEX DE
Township / Civil Division	SELBYVILLE-FRANKFORD
Census Block Group	1
Census Block	1001
Census Tract	51307

Owner

115 Naomi Dr is owner-occupied and held in a trust since November 2024.

Source: Sussex County records, as of September 18, 2026

Owner of Record	2 Trust Names on File
Mailing Address	115 NAOMI DR, OCEAN VIEW, DE 19970-9786
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Deed of Trust, Mortgage COUNTY BANK
Apr 27, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2021 · Amount on File
Deed Sale	Apr 27, 2021 · Amount on File
Deed Document Number	202127760
Deed Book / Page	5454 / 290
Last Transfer Date	Nov 21, 2024
Transfer Doc	0063050222
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	OCEAN VIEW, DE 19970
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0219870028
Date	Sep 19, 2023
Book Page	21987/28
Instrument	2023000032734

Lender

Name	COUNTY BANK
Type	Bank

Agreement

Amount	Amount on Record

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Apr 27, 2021
Property Address	OCEAN VIEW, DE 19970
Document Number	0054540290
Book / Page	5454 / 290
Instrument Date	Apr 23, 2021
Instrument	20210000027760
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3055 PATAPSCO RD, FINKSBURG, MD 21048-1227

Tax Assessment & Valuation

The 2026 property tax bill for 115 Naomi Dr was $1,602, down 1.2% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,602.00 (-1.17%)	$3,000 (-) Land $3,000	$637,400 (-) Land $112,200 Building $525,200
2025	$1,621.00	$3,000 Land $3,000	$637,400 Land $112,200 Building $525,200
2023	$423.00	$3,000 Land $3,000	$6,000 Land $6,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 115 Naomi Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 511 individual policies
Nearby Flood Policies	995 units insured incl. 484 condo units
Nearby Flood Claims	8 (2012–2025)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Naomi Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 95% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHANY BAY PUMP DISTRICT private · serves 52,684 people · EPA ID DE0000221
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bloosurf Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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