115 N Third St, Kalida, OH 45853 Property Records

Putnam County property record for 115 N Third St, Kalida, OH 45853

Property Summary

Property Type	Single Family Home
Details	1 ba · 980 sqft · built 2008
Lot Size	0.391 acres (17,054 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,071 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`56-070120.0000`

Property Details

APN / Parcel Number

Primary APN	`56-070120.0000`

Interior

Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	980 sqft Living Area
1st Floor Area	800 sqft
Attic	Attic
Attic Area	720 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	17,054 sqft (0.391 acres)
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	115 N THIRD ST
City	KALIDA
State	OH
Zip	45853-2069
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OL 00022 WPT MDPT EMDPT (126)
Legal Lot Number	22
Jurisdiction	PUTNAM OH
Township / Civil Division	UNION
Census Block Group	1
Census Block	1022
Census Tract	30600

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 594, KALIDA, OH 45853-0594
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Recording Date	Apr 24, 2026
Property Address	115 N THIRD ST, KALIDA, OH 45853-2069
Document Number	0000001710
Book / Page	786 / 1370
Instrument Date	Apr 21, 2026
Instrument	20261710
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 N THIRD ST, KALIDA, OH 45853-2069

Mortgage

Document Number	0000001710,
Date	Apr 24, 2026
Book Page	786/1370
Instrument	20261710

Lender

Name	UNION BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 30, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Union Township
Municipality	Kalida Village
Unified School District	Kalida Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,071.00 (+3.38%) Homeowner's exemption	$33,840 (-) Land $7,540 Building $26,300	$96,680 (-) Land $21,540 Building $75,140
2024	$1,036.00 (-6.92%) Homeowner's exemption	$33,840 (+34.18%) Land $7,540 Building $26,300
2023	$1,113.00 (+20.59%) Homeowner's exemption Additional exemption filed	$25,220 (-) Land $5,870 Building $19,350	$96,680 (+34.17%) Land $21,540 Building $75,140
2022	$923.00 Homeowner's exemption	$25,220 Land $5,870 Building $19,350
2020			$72,060 Land $16,770 Building $55,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1981–2015)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALIDA VILLAGE PWS serves 1,542 people · EPA ID OH6900512
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kalida Telephone Fiber	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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