Ontario County and Naples Town property record for 115 N Main St, Naples, NY 14512 · Last verified April 2026
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 3 ba · 3,448 sqft · built 1910 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $73,900 (Oct 2008) |
| Tax Bill | $3,092 (2025) |
| Deeds & Mortgages | May 2018 Mortgage Sep 2022 Refinance + 3 more |
| APN | 5040-000-04 |
| Primary APN | 5040-000-04 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,448 sqft Total Area |
| 1st Floor Area | 1,892 sqft |
| 2nd Floor Area | 1,220 sqft |
| Upper Floors Area | 336 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 102 ft deep x 33 ft wide |
| Porch | Slab |
| Porch Area | 244 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 5040-000-04 |
|---|---|
| Street Address | 115 N MAIN ST |
| City | NAPLES |
| State | NY |
| Zip | 14512-9701 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 0.07 ACRE |
| Legal Block | 2 |
| Legal Lot Number | 38.000 |
| Jurisdiction | ONTARIO NY |
| Township / Civil Division | NAPLES |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 52200 |
Source: Ontario County and Naples Town records · APN 5040-000-04
Assessment roll updated April 16, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 171, NAPLES, NY 14512-0171 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 16, 2018 | Deed of Trust, Mortgage USA HOUSING AND URBAN DEVELOPMENT |
| Sep 07, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FIVE STAR BANK |
| Dec 03, 2013 | Deed of Trust, Mortgage USA HOUSING & URBAN DEV |
| Dec 01, 2016 | Deed of Trust, Mortgage NY STATE AFFORDABLE HOUSING |
| Oct 29, 2008 | Deed, Transfer FUNDING RESOURCES MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 29, 2008 · Amount on Record |
| Deed Sale | Oct 29, 2008 · Amount on Record |
| Deed Book / Page | 1216 / 962 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONTARIO NY |
| Property Address | 115 N MAIN ST, NAPLES, NY 14512-9701 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000002826/0000000587 |
|---|---|
| Date | May 16, 2018 |
| Book Page | 0000002826/0000000587 |
| Name | USA HOUSING AND URBAN DEVELOPMENT |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONTARIO NY |
| Property Address | 115 N MAIN ST, NAPLES, NY 14512-9701 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003181/938 |
|---|---|
| Date | Sep 07, 2022 |
| Book Page | 3181/938 |
| Instrument | 202209070242 |
| Name | FIVE STAR BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 229 Months |
| Due | Oct 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONTARIO NY |
| Property Address | 115 N MAIN ST, NAPLES, NY 14512-9701 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000002517/0000000268 |
|---|---|
| Date | Dec 03, 2013 |
| Book Page | 0000002517/0000000268 |
| Name | USA HOUSING & URBAN DEV |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 349 Months |
| Due | Jan 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONTARIO NY |
| Property Address | 115 N MAIN ST, NAPLES, NY 14512-9701 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000002731/0000000290 |
|---|---|
| Date | Dec 01, 2016 |
| Book Page | 0000002731/0000000290 |
| Name | NY STATE AFFORDABLE HOUSING |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | ONTARIO NY |
| Recording Date | Oct 29, 2008 |
| Property Address | 115 N MAIN ST, NAPLES, NY 14512-9701 |
| Document Number | 0000001216/0000000962 |
| Book / Page | 0000001216 / 0000000962 |
| Instrument Date | Oct 24, 2008 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | GEORGE SCHELL, JR |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 171, NAPLES, NY 14512-0171 |
| Document Number | 0000002035/0000000268 |
|---|---|
| Date | Oct 29, 2008 |
| Book Page | 0000002035/0000000268 |
| Instrument | 200810290032 |
| Name | FUNDING RESOURCES MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 315 Months |
| Due | Jan 01, 2035 |
Source: Ontario County and Naples Town records · Assessment roll updated April 16, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ontario County |
| County Subdivision | Naples Town |
| Municipality | Naples Village |
| Unified School District | Naples Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,092.00 | $140,900 (+39.5%) Land $5,300 Building $135,600 | $145,258 (+32.29%) Land $5,464 Building $139,794 |
| 2023 | $101,000 Land $3,500 Building $97,500 | $109,800 Land $3,805 Building $105,995 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360690522002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Aug 2021, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Central Naples Historic District listed 2024 · 239 contributing resources · NRIS 100008554 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 193 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Empire Telephone Corporation/North Penn Telephone Company | Fiber | 1,000 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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