115 N Keyser St, Holgate, OH 43527 Property Records

Henry County property record for 115 N Keyser St, Holgate, OH 43527

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 712 sqft · built 1900
Lot Size	0.133 acres (5,807 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Apr 1996)
Tax Bill	$152 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Apr 2021 Line of Credit
APN	`14-009422.1800`

Property Details

APN / Parcel Number

Primary APN	`14-009422.1800`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	712 sqft Living Area
1st Floor Area	712 sqft
Basement Area	178 sqft
Unfinished Basement	178 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	5,807 sqft (0.133 acres)
Lot Dimensions	88 ft deep x 66 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	304 sqft
Deck Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	115 N KEYSER ST
City	HOLGATE
State	OH
Zip	43527-9632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 128 ORIGINAL PLAT S 1/2 W 22' AND S 1/2 129
Legal Lot Number	128
Jurisdiction	HENRY OH
Township / Civil Division	PLEASANT
Census Block Group	1
Census Block	1049
Census Tract	700

Owner

115 N Keyser St is owned and occupied by an individual who bought it in April 1996.

Source: Henry County records, as of May 12, 2026

Owner of Record	Individual Name on File
Mailing Address	115 N KEYSER ST, HOLGATE, OH 43527-9632
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2023	Deed of Trust, Mortgage · Line of Credit MIDWEST COMMUNITY FCU
Apr 5, 2021	Deed of Trust, Mortgage · Line of Credit MIDWEST COMMUNITY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 1996 · Amount on File
Deed Sale	Apr 25, 1996 · Amount on File
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY OH
Property Address	115 N KEYSER ST, HOLGATE, OH 43527-9632
Transaction Type	Mortgage
Record Updated	Dec 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 N KEYSER ST, HOLGATE, OH 43527-9632

Mortgage

Document Number	000333/821
Date	Dec 13, 2023
Book Page	333/821
Instrument	202300003430

Lender

Name	MIDWEST COMMUNITY FCU
Type	Credit Union
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	144 Months
Due	Dec 28, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY OH
Property Address	115 N KEYSER ST, HOLGATE, OH 43527-9632
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	323/1948
Date	Apr 5, 2021
Book Page	323/1948
Instrument	202100001437

Lender

Name	MIDWEST COMMUNITY FCU
Type	Credit Union
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	204 Months
Due	Apr 28, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 115 N Keyser St was $152 with a homeowner's exemption, down 10.6% from the year before.

Source: Henry County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Henry County
County Subdivision	Pleasant Township
Municipality	Holgate Village
Unified School District	Holgate Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$152.00 (-10.59%)	$14,040 (-) Land $2,610 Building $11,430
2024	$170.00 (-22.37%) Homeowner's exemption	$14,040 (-) Land $2,610 Building $11,430
2023	$219.00 (+40.38%) Homeowner's exemption	$14,040 (-40.91%) Land $2,610 Building $11,430	$40,130 Land $7,460 Building $32,670
2022	$156.00 Homeowner's exemption	$23,760 Land $4,800 Building $18,960
2020			$67,900 Land $13,720 Building $54,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 115 N Keyser St; there have been 25 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	25 (1981–2015)
Claims Outside the SFHA	24 of 25
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 N Keyser St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLGATE VILLAGE serves 1,150 people · EPA ID OH3500512
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, RTEC Communications, Watch TV.

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