115 N Harrison St, Centralia, IL 62801 Property Records

Marion County property record for 115 N Harrison St, Centralia, IL 62801

Property Summary

Property Type	Single Family Home
Details	2,395 sqft · built 1940
Lot Size	0.293 acres (12,781 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Oct 2025)
Tax Bill	$1,851 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2025 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`1420000133`

Property Details

APN / Parcel Number

Primary APN	`1420000133`

Interior

Building Area	2,395 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	12,781 sqft (0.293 acres)

Location & Zoning

Street Address	115 N HARRISON ST
City	CENTRALIA
State	IL
Zip	62801-2156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	O.T. C.C. LOTS 9 & 10 BLK 14
Legal Subdivision	VILLAGE CENTRAL CITY
Legal Block	14
Legal Lot Number	9,10
Jurisdiction	MARION IL
Township / Civil Division	CENTRALIA
Census Block Group	1
Census Block	1031
Census Tract	952700

Owner

Source: Marion County assessment roll, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	527 E 4TH ST, CENTRALIA, IL 62801-3905
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Aug 29, 2025	Deed of Trust, Mortgage · Closed-End Mortgage FARMERS STATE BANK OF HOFFMAN
Jun 25, 2010	Deed of Trust, Mortgage · Construction Mortgage FARMERS STATE BANK OF HOFFMAN
Sep 15, 2005	Deed of Trust, Mortgage · ARM AMERICAN LENDING GROUP INC
Jan 10, 2012	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK OF HOFFMAN
Feb 28, 2011	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK OF HOFFMAN
Aug 30, 2010	Deed of Trust, Mortgage · Construction Mortgage FARMERS STATE BANK OF HOFFMAN
Oct 23, 2008	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Oct 29, 2025	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 29, 2025 · Amount on Record
Deed Sale	Oct 29, 2025 · Amount on Record
Deed Document Number	20254513
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IL
Property Address	115 N HARRISON ST, CENTRALIA, IL 62801-2156
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R01737
Date	Apr 13, 2022
Instrument	2022R01737

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 1, 2027

Interest

Rate Type	Fixed Rate

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IL
Property Address	115 N HARRISON ST, CENTRALIA, IL 62801-2156
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 N HARRISON ST, CENTRALIA, IL 62801-2156

Mortgage

Document Number	2025R03597
Date	Aug 29, 2025
Instrument	2025R03597

Lender

Name	FARMERS STATE BANK OF HOFFMAN
Type	Bank
Address	HOFFMAN, IL 62250

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 18, 2026

Interest

Rate	6.37%

June 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IL
Property Address	115 N HARRISON ST, CENTRALIA, IL 62801-2156
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	QUAD COUNTY TITLE COMPANY INC, QUAD COUNTY TITLE COMPANY IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010R03572
Date	Jun 25, 2010
Instrument	2010R03572

Lender

Name	FARMERS STATE BANK OF HOFFMAN
Address	HOFFMAN, IL 62250

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Dec 14, 2010

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IL
Property Address	115 N HARRISON ST, CENTRALIA, IL 62801-2156
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	NATIONS TITLE AGENCY/MI, NATIONS TITLE AGENCY OF MISS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005R06694
Date	Sep 15, 2005
Instrument	2005R06694

Lender

Name	AMERICAN LENDING GROUP INC
Type	Lending Institution
Address	SAINT PETERS, MO 63376

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	4.13%
Type Change Date	Oct 1, 2008
Change Frequency	6 Months
Min Rate At Change	7.04%
Max Rate At Change	9.4%
Index	6-Month LIBOR
Margin	1
Max Rate	13.4%

January 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IL
Property Address	115 N HARRISON ST, CENTRALIA, IL 62801-2156
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	QUAD COUNTY TITLE COMPANY INC, QUAD COUNTY TITLE COMPANY IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012R00129
Date	Jan 10, 2012
Instrument	2012R00129

Lender

Name	FARMERS STATE BANK OF HOFFMAN
Address	HOFFMAN, IL 62250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2042

February 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IL
Property Address	115 N HARRISON ST, CENTRALIA, IL 62801-2156
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	QUAD COUNTY TITLE COMPANY INC, QUAD COUNTY TITLE COMPANY IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011R01450
Date	Feb 28, 2011
Instrument	2011R01450

Lender

Name	FARMERS STATE BANK OF HOFFMAN
Address	HOFFMAN, IL 62250

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Aug 18, 2011

August 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IL
Property Address	115 N HARRISON ST, CENTRALIA, IL 62801-2156
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	QUAD COUNTY TITLE COMPANY INC, QUAD COUNTY TITLE COMPANY IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010R04682
Date	Aug 30, 2010
Instrument	2010R04682

Lender

Name	FARMERS STATE BANK OF HOFFMAN
Address	HOFFMAN, IL 62250

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Feb 23, 2011

October 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IL
Property Address	115 N HARRISON ST, CENTRALIA, IL 62801-2156
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008R06826
Date	Oct 23, 2008
Instrument	2008R06826

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	CENTRALIA, IL 62801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2038

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Oct 29, 2025
Property Address	115 N HARRISON ST, CENTRALIA, IL 62801-2156
Document Number	2025R04513
Instrument Date	Oct 27, 2025
Instrument	2025R04513
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1640 CLUB HOUSE RD, CENTRALIA, IL 62801-3765

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	115 N HARRISON ST, CENTRALIA, IL 62801-2156

Mortgage

Document Number	2025R04514
Date	Oct 29, 2025
Instrument	2025R04514

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate	6.62%

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Marion County
County Subdivision	Centralia Township
Municipality	Central City Village
Elementary School District	Central City School District 133 (PK - 08)
Secondary School District	Centralia High School District 200 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,851.00 (+7.68%)	$44,950 (+31.01%) Land $2,770 Building $42,180	$134,850 (+31.01%) Land $8,310 Building $126,540
2024	$1,719.00 (-3.26%) Homeowner's exemption	$34,310 (+17.7%) Land $2,470 Building $31,840	$102,930 (+17.7%) Land $7,410 Building $95,520
2022	$1,777.00 Homeowner's exemption	$29,150 Land $2,100 Building $27,050	$87,450 Land $6,300 Building $81,150

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1990–2008)
Most Recent Claim	Mar 2008 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA serves 12,182 people · EPA ID IL1214220
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Delta Communications Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130

May also be available: AT&T.

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