Fillmore County property record for 115 N Cedar St, Mabel, MN 55954
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,533 sqft · built 1915 |
| Lot Size | 0.636 acres (27,730 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Feb 2020) |
| Tax Bill | $2,066 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02.0024.000 |
| Primary APN | 02.0024.000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,533 sqft Heated Area |
| Gross Area | 1,944 sqft |
| Flooring | Wood |
| Interior Walls | Paneling |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Flat |
| Roof Material | Asphalt |
| Lot Area | 27,730 sqft (0.636 acres) |
| Lot Dimensions | 235 ft deep x 118 ft wide |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 115 N CEDAR ST |
|---|---|
| City | MABEL |
| State | MN |
| Zip | 55954-1503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-27 TWP-101 RANGE-008 MABEL OUTLOTS LOT-008 OL 8 EX S 102' & EX W112' OF N118' OF OL 8 E1/2 SE1/4 |
| Legal Range | 08 |
| Legal Township | 101 |
| Legal Section | 27 |
| Legal Subdivision | MABEL OUTLOTS |
| Legal Lot Number | 8 |
| Jurisdiction | FILLMORE MN |
| Township / Civil Division | MABEL |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 960600 |
115 N Cedar St is owned and occupied by two individuals who bought it in February 2020.
Source: Fillmore County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 N CEDAR ST, MABEL, MN 55954-1503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2026 | Deed of Trust, Mortgage · Line of Credit UW CREDIT UNION |
| Feb 10, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage HOME FEDERAL SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2020 · Amount on File |
| Deed Sale | Feb 10, 2020 · Amount on File |
| Deed Document Number | 2020425533 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FILLMORE MN |
| Recording Date | Sep 15, 2026 |
| Property Address | 115 N CEDAR ST, MABEL, MN 55954-1503 |
| Document Number | 0000456300 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 2026456300 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 115 N CEDAR ST, MABEL, MN 55954-1503 |
| Document Number | 0000456300, |
|---|---|
| Date | Sep 15, 2026 |
| Instrument | 2026456300 |
| Name | UW CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FILLMORE MN |
| Recording Date | Feb 10, 2020 |
| Property Address | 115 N CEDAR ST, MABEL, MN 55954-1503 |
| Document Number | 0000425533 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 425533 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 115 N CEDAR, MABEL, MN 55954-1503 |
| Document Number | 0000425534 |
|---|---|
| Date | Feb 10, 2020 |
| Instrument | 425534 |
| Name | HOME FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0000425533 |
|---|---|
| Date | Feb 10, 2020 |
| Instrument | 425533 |
| Name | HOME FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
The 2026 property tax bill for 115 N Cedar St was $2,066 with a homeowner's exemption.
Source: Fillmore County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Fillmore County |
| Municipality | Mabel City |
| Unified School District | Mabel-Canton Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,066.00 Homeowner's exemption | $196,300 (+35.47%) Land $44,600 Building $151,700 | $196,300 (+35.47%) Land $44,600 Building $151,700 |
| 2025 | $144,900 Land $28,600 Building $116,300 | $144,900 Land $28,600 Building $116,300 | |
| 2023 | $164,800 Land $28,600 Building $136,200 | $164,800 Land $28,600 Building $136,200 | |
| 2020 | $2,224.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 N Cedar St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1998–2017) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Oct 2017 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 N Cedar St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Mabel serves 715 people · EPA ID MN1230007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Mabel Cooperative Telephone Company Fiber | 200 / 40 |
| T-Mobile Fixed Wireless | 100 / 20 |
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