115 N Bernhardt Ave, Gerald, MO 63037 Property Records

Franklin County property record for 115 N Bernhardt Ave, Gerald, MO 63037

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,239 sqft · built 1990
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Tax Bill	$1,841 (2025)
Deeds & Mortgages	Dec 2017 Sale Jul 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`25-1-02.0-4-001-001.000`

Property Details

APN / Parcel Number

Primary APN	`25-1-02.0-4-001-001.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,239 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Patio Area	64 sqft
Shed	1 Shed

Location & Zoning

Street Address	115 N BERNHARDT AVE
City	GERALD
State	MO
Zip	63037-1613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:1 NORTHRIDGE ESTATES
Legal Range	4W
Legal Township	42N
Legal Section	02
Legal Subdivision	NORTHRIDGE ESTATES
Legal Lot Number	1
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1076
Census Tract	800404

Owner

Source: Franklin County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 N BERNHARDT AVE, GERALD, MO 63037-1613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2017	Grant Deed, Transfer FRANKLIN COUNTY TITLE
Jul 6, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2017
Deed Sale	Dec 20, 2017
Prior Sale	Jul 6, 2017 · Amount on Record
Deed Document Number	201719165
Record Updated	Oct 29, 2026

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN MO
Recording Date	Dec 20, 2017
Property Address	115 N BERNHARDT AVE, GERALD, MO 63037-1613
Document Number	0000019165
Instrument Date	Dec 14, 2017
Instrument	19165
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	FRANKLIN COUNTY TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2388 TEA RD ROSEBUD MO 630911819, ROSEBUD, MO 63091-1819

July 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jul 6, 2017
Property Address	115 N BERNHARDT AVE, GERALD, MO 63037-1613
Document Number	0000010109
Instrument Date	Jul 3, 2017
Instrument	10109
Transaction Type	Foreclosure
Record Updated	Jul 11, 2017

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1 CORPORATE DR #360 LAKE ZURICH IL 600478945, 360, LAKE ZURICH, IL 60047-8945

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Gerald City
Unified School District	Gasconade County R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,841.00 (+30.47%)	$28,647 (+17.51%)	$150,770 (+17.5%) Land $16,640 Building $134,130
2023	$1,411.00 (-7.54%)	$24,379 (-6.98%)	$128,310 (-6.97%) Land $16,640 Building $111,670
2022	$1,526.00	$26,207
2021			$137,930 Land $16,640 Building $121,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GERALD PWS serves 1,383 people · EPA ID MO6010303
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: FireServe, Wisper ISP.

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