115 N 20th St, Temple, TX 76501 Property Records

Bell County property record for 115 N 20th St, Temple, TX 76501

Property Summary

Property TypeDuplex
Details1,120 sqft · built 2005
Lot Size0.31 acres (13,500 sqft)
OwnerCompany Name on Record
Last Sale$82,000 (Apr 2018)
Tax Bill$2,626 (2025)
Deeds & MortgagesApr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN0022630000

Property Details

APN / Parcel Number

Primary APN0022630000
Alternative APNs
  • 841701
  • 34188

Interior

Stories1 Story
Building Area1,120 sqft Living Area
1st Floor Area1,120 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleDuplex Single
Lot Area13,500 sqft (0.31 acres)
Lot Dimensions135 ft deep x 100 ft wide
PorchOpen Porch
Porch Area40 sqft
Storage Building120 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address115 N 20TH ST
CityTEMPLE
StateTX
Zip76501-4530
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code2F
Legal DescriptionBENTLEYS HOME ADDITION, BLOCK 025, LOT 1, PT 2, (N 25 OF 2)
Legal SubdivisionBENTLEYS HOME ADDITION
Legal Block25
Legal Lot Number1
JurisdictionBELL TX
Township / Civil DivisionTEMPLE
Census Block Group1
Census Block1033
Census Tract20402

Owner

Source: Bell County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 1941, TEMPLE, TX 76503-1941
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 3, 2018 · Amount on Record
Deed SaleApr 3, 2018 · Amount on Record
Deed Document Number201813115
Prior Transfer DateMar 2, 2018
Prior Transfer Doc0000013115
Record UpdatedOct 29, 2026

April 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateApr 3, 2018
Property Address115 N 20TH ST, TEMPLE, TX 76501-4530
Document Number0000013115
Map ReferenceVOL263 PG17
Instrument DateMar 2, 2018
Instrument2018-00013115
Transaction TypeTransfer
Record UpdatedNov 15, 2022
Title CompanyMONTEITH ABSTRACT & TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3144 S 5TH ST, 3144, TEMPLE, TX 76502-2054

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 PORT LN, BELTON, TX 76513-6453

Mortgage

Document Number0000013116
DateApr 3, 2018
Instrument2018-00013116
Lender
NameUNION STATE BANK
TypeBank
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term239 Months
DueMar 29, 2038

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTemple City
Unified School DistrictTemple Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,626.00 (+6.4%)$110,000 (+2.17%) Land $26,190 Building $83,810$110,000 (+2.17%) Land $26,190 Building $83,810
2023$2,468.00 (+21.34%)$107,661 Land $23,760 Building $83,901$107,661 Land $23,760 Building $83,901
2022$2,034.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1993–2024)
Claims Outside the SFHA6 of 9
Most Recent ClaimJun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TEMPLE
serves 94,935 people · EPA ID TX0140005
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2019
Total trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
400 / 100
Verizon
Fixed Wireless
300 / 20
SOS Communications
Fixed Wireless
100 / 20

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