115 N 20th St, Gadsden, AL 35903 Property Records

Etowah County property record for 115 N 20th St, Gadsden, AL 35903

Property Summary

Property TypeResidential Vacant Land
Lot Size0.296 acres (12,900 sqft)
Owner2 Individual Names on File
Tax Bill$32 (2026)
Flood ZoneZone X (minimal risk)
APN15-06-14-1-000-104.000

Property Details

APN / Parcel Number

Primary APN15-06-14-1-000-104.000
Alternative APNs
  • 261931
  • 43441

Exterior

Lot Area12,900 sqft (0.296 acres)
Lot Dimensions129 ft deep x 100 ft wide

Location & Zoning

Account Number261931
Street Address115 N 20TH ST
CityGADSDEN
StateAL
Zip35903-3317
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionH/S BASE YEAR LT 13 BLK 2 W M SMITH'S 2ND ADD PLAT A-423 14-12-6 1103-431,D-1997-4740,T/S 1998-52(RED-6-21-99) T/S 2003-609(RED-7-26-04),T/S 2006-502 (RED4-20-09) T/S-2010-498(RED 5-6-22)
Legal Range6E
Legal Township12S
Legal Section14
Legal SubdivisionSMITH, W M 2ND ADD
Legal Block2
Legal Lot Number13
JurisdictionETOWAH AL
Township / Civil DivisionGADSDEN
Census Block Group1
Census Block1017
Census Tract1600

Owner

115 N 20th St, residential vacant land, is owned by two individuals.

Source: Etowah County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address950 BOB ARNOLD BLVD, LITHIA SPRINGS, GA 30122-3245
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 115 N 20th St was $32.

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyEtowah County
MunicipalityGadsden City
Unified School DistrictGadsden City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$32.00
2025$32.00$660 Land $660$3,300 Land $3,300
2023$32.00$660 (-) Land $660$3,300 (-) Land $3,300
2022$32.00$660 Land $660$3,300 Land $3,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 N 20th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 N 20th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 98.4% of Alabama
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GADSDEN, THE WWSB OF THE
serves 44,637 people · EPA ID AL0000577
Water SourceSurface water
Last State InspectionJan 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile.

Nearby Properties on N 20th St

Nearby Streets

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