115 N 10th St, Montevideo, MN 56265 Property Records

Chippewa County property record for 115 N 10th St, Montevideo, MN 56265

Property Summary

Property Type	Single Family Home
Details	1,080 sqft · built 1950
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individuals on Record
Last Sale	$190,000 (Nov 2022)
Tax Bill	$3,240 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Mar 2018 Mortgage + 4 more
APN	`70-100-0645`

Property Details

APN / Parcel Number

Primary APN	`70-100-0645`
Alternative APNs	`22953` `25593`

Interior

Building Area	1,080 sqft Base Area
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	6,534 sqft (0.15 acres)

Location & Zoning

Account Number	25593
Street Address	115 N 10TH ST
City	MONTEVIDEO
State	MN
Zip	56265-1835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EVANS PARK 2ND ADDITION N 12 FT OF LOT 9 & ALL OF LOT 10 BLOCK 6
Legal Subdivision	EVANS PARK 2ND ADDITION
Legal Block	6
Legal Lot Number	9-10
Jurisdiction	CHIPPEWA MN
Township / Civil Division	MONTEVIDEO
Census Block Group	1
Census Block	1132
Census Tract	950601

Owner

Source: Chippewa County assessment roll, as of August 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	115 N 10TH ST, MONTEVIDEO, MN 56265-1835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CO-OP CREDIT UNION
Mar 30, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN MORTGAGE & EQUITY CONSULTANTS I
Jun 24, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 16, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 31, 2022	Warranty Deed, Transfer
Mar 30, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2022 · Amount on Record
Deed Sale	Nov 4, 2022 · Amount on Record
Prior Sale	Mar 31, 2022 · Amount on Record
Deed Document Number	2022313801
Prior Transfer Date	May 8, 2009
Prior Transfer Doc	1000279805
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA MN
Recording Date	Nov 4, 2022
Property Address	115 N 10TH ST, MONTEVIDEO, MN 56265-1835
Document Number	A000313801
Instrument Date	Nov 3, 2022
Instrument	A000313801
Transaction Type	Transfer
Record Updated	Nov 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	115 N 10TH ST, MONTEVIDEO, MN 56265-1835

Mortgage

Document Number	A000313802
Date	Nov 4, 2022
Instrument	A000313802

Lender

Name	CO-OP CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	A000313840
Date	Nov 15, 2022
Instrument	A000313840

Lender

Name	CO-OP CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Dec 1, 2027

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA MN
Property Address	115 N 10TH ST, MONTEVIDEO, MN 56265-1835
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000301264
Date	Mar 30, 2018
Instrument	A000301264

Lender

Name	AMERICAN MORTGAGE & EQUITY CONSULTANTS I
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2048

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA MN
Property Address	115 N 10TH ST, MONTEVIDEO, MN 56265-1835
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000309791
Date	Jun 24, 2021
Instrument	A000309791

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA MN
Property Address	115 N 10TH ST, MONTEVIDEO, MN 56265-1835
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000309039
Date	Apr 16, 2021
Instrument	A000309039

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	May 1, 2050

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA MN
Recording Date	Mar 31, 2022
Property Address	115 N 10TH ST, MONTEVIDEO, MN 56265-1835
Document Number	A000312139
Instrument Date	Mar 28, 2022
Instrument	A000312139
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2215 391ST AVE, MONTEVIDEO, MN 56265-4502

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA MN
Recording Date	Mar 30, 2018
Property Address	115 N 10TH ST, MONTEVIDEO, MN 56265-1835
Document Number	000000301263
Instrument Date	Mar 26, 2018
Instrument	000000301263
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 N 10TH ST, MONTEVIDEO, MN 56265-1835

Tax Assessment & Valuation

Source: Chippewa County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chippewa County
Municipality	Montevideo City
Unified School District	Montevideo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,240.00 (+65.14%)
2025		$208,200 (+0.73%) Land $5,400 Building $202,800	$208,200 (+0.73%) Land $5,400 Building $202,800
2023		$206,700 Land $5,400 Building $201,300	$206,700 Land $5,400 Building $201,300
2022	$1,962.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Montevideo serves 5,337 people · EPA ID MN1120004
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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