115 Mountain Top Rd, Front Royal, VA 22630 Property Records

Warren County property record for 115 Mountain Top Rd, Front Royal, VA 22630

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,218 sqft · built 1989
Lot Size	0.506 acres (22,054 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Nov 2019)
Tax Bill	$2,039 (2026)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Oct 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31/B1/8/V/4`

Property Details

APN / Parcel Number

Primary APN	`31/B1/8/V/4`
Alternative APN	`22169`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,218 sqft Living Area
Gross Area	3,098 sqft
1st Floor Area	1,200 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2012
Exterior Material	Wood
Construction Type	Frame
Fire Resistance	Fireproof Reinforced Concrete
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	22,054 sqft (0.506 acres)
Terrain	Rolling
Porch	Patio
Porch Area	266 sqft
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	22169
Old Parcel Number	31B1 8 V 4
Street Address	115 MOUNTAIN TOP RD
City	FRONT ROYAL
State	VA
Zip	22630-6013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	L4 HIGH KNOB BL V SURVEY LR03-13219
Legal Subdivision	HIGH KNOB
Jurisdiction	WARREN VA
Township / Civil Division	HAPPY CREEK
Census Block Group	1
Census Block	1016
Census Tract	20101

Owner

115 Mountain Top Rd is owned and occupied by an individual who bought it in November 2019.

Source: Warren County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	115 MOUNTAIN TOP RD, FRONT ROYAL, VA 22630-6013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2019	Deed, Transfer · Conventional Mortgage FIRST SAVINGS MORTGAGE CORP
Oct 4, 2017	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 4, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2019 · Amount on File
Deed Sale	Nov 1, 2019 · Amount on File
Prior Sale	Oct 4, 2017 · Amount on File
Deed Document Number	20195771
Record Updated	Oct 29, 2026

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN VA
Recording Date	Nov 1, 2019
Property Address	115 MOUNTAIN TOP RD, FRONT ROYAL, VA 22630-6013
Document Number	0190005771
Map Reference	DOC 170005457
Instrument Date	Oct 31, 2019
Instrument	190005771
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	COMMONWEALTH LAND NATL TTL I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 MOUNTAIN TOP RD, FRONT ROYAL, VA 22630-6013
Investor	Possibly a Property Investor

Mortgage

Document Number	0190005772
Date	Nov 1, 2019
Instrument	190005772

Lender

Name	FIRST SAVINGS MORTGAGE CORP
Type	Mortgage Company
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN VA
Recording Date	Oct 4, 2017
Property Address	115 MOUNTAIN TOP RD, FRONT ROYAL, VA 22630-6013
Document Number	0170005458
Book / Page	000023
Instrument Date	Oct 3, 2017
Instrument	170005458
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 MOUNTAIN TOP RD, FRONT ROYAL, VA 22630-6013
Investor	Possibly a Property Investor

Mortgage

Document Number	0170005459
Date	Oct 4, 2017
Instrument	170005459

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN VA
Recording Date	Oct 4, 2017
Property Address	115 MOUNTAIN TOP RD, FRONT ROYAL, VA 22630-6013
Document Number	0170005457
Book / Page	000018
Map Reference	DOC030013219
Instrument Date	Oct 3, 2017
Instrument	170005457
Transaction Type	Transfer
Record Updated	Oct 13, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	115 MOUNTAIN TOP RD, FRONT ROYAL, VA 22630-6013

Tax Assessment & Valuation

The 2026 property tax bill for 115 Mountain Top Rd was $2,039, up 18.8% from the year before.

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,039.00 (+18.82%)	$358,400 (-) Land $52,200 Building $306,200
2025	$1,716.00 (+18.75%)	$358,400 (+21.49%) Land $52,200 Building $306,200	$358,400 (+21.49%) Land $52,200 Building $306,200
2024	$1,445.00	$295,000 (-) Land $80,500 Building $214,500	$295,000 (-) Land $80,500 Building $214,500
2023		$295,000 Land $80,500 Building $214,500	$295,000 Land $80,500 Building $214,500
2022	$1,445.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Mountain Top Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Mountain Top Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 61% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mountain Top Rd

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