Fluvanna County property record for 115 Mount Burgha Ln, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,349 sqft · built 1975 |
| Lot Size | 13.5 acres (588,060 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $377,500 (Dec 2017) |
| Tax Bill | $4,139 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41 A 61D |
| Primary APN | 41 A 61D |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,349 sqft Living Area |
| Gross Area | 4,729 sqft |
| 1st Floor Area | 1,915 sqft |
| Basement Area | 1,353 sqft |
| Finished Basement | 1,064 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 588,060 sqft (13.5 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 55 sqft |
| Deck Area | 50 sqft |
| Stable | Stable |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 8292 |
|---|---|
| Street Address | 115 MOUNT BURGHA LN |
| City | PALMYRA |
| State | VA |
| Zip | 22963-4377 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | DB 999-1224 AC 13.5 |
| Legal Block | 6 |
| Legal Lot Number | D |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | FORK UNION |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 20200 |
115 Mount Burgha Ln is owned and occupied by two individuals who bought it in December 2017.
Source: Fluvanna County records, as of June 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 MOUNT BURGHA LN, PALMYRA, VA 22963-4377 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WESLEND FINANCIAL |
| May 4, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Dec 8, 2017 | Deed, Transfer · FHA Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2017 · Amount on File |
| Deed Sale | Dec 8, 2017 · Amount on File |
| Prior Sale | Aug 15, 2007 · Amount on File |
| Deed Document Number | 20173914 |
| Prior Transfer Date | Jul 25, 2007 |
| Prior Transfer Doc | 739/838 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 115 MOUNT BURGHA LN, PALMYRA, VA 22963-4377 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0220003215 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | 220003215 |
| Name | WESLEND FINANCIAL |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 115 MOUNT BURGHA LN, PALMYRA, VA 22963-4377 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2020 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 200001551 |
|---|---|
| Date | May 4, 2020 |
| Instrument | 200001551 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Dec 8, 2017 |
| Property Address | 115 MOUNT BURGHA LN, PALMYRA, VA 22963-4377 |
| Document Number | 1703914 |
| Map Reference | PB 207 PG 236 |
| Instrument Date | Nov 22, 2017 |
| Instrument | 1703914 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Title Company | CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 MOUNT BURGHA LN, PALMYRA, VA 22963-4377 |
| Document Number | 1703915 |
|---|---|
| Date | Dec 8, 2017 |
| Instrument | 1703915 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 115 Mount Burgha Ln was $4,139, up 0.7% from the year before.
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $548,240 (-) Land $86,800 Building $461,440 | $548,240 (-) Land $86,800 Building $461,440 | |
| 2025 | $4,139.00 (+0.68%) | $548,240 Land $86,800 Building $461,440 | $548,240 Land $86,800 Building $461,440 |
| 2024 | $4,111.00 | ||
| 2023 | $434,500 Land $86,800 Building $347,700 | $434,500 Land $86,800 Building $347,700 | |
| 2022 | $3,667.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Mount Burgha Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Mount Burgha Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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