115 Montgomery St, Fall River, MA 02720 Property Records

Bristol County and Fall River City property record for 115 Montgomery St, Fall River, MA 02720

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,133 sqft · built 1940
Lot Size	0.138 acres (6,003 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (May 2025)
Tax Bill	$4,396 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0T-07 B:0000 L:0048`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0T-07 B:0000 L:0048`
Alternative APN	`M:0T=07 B:0000 L:0048`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,133 sqft Living Area
Gross Area	2,924 sqft
Basement Area	866 sqft
Unfinished Basement	216 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,003 sqft (0.138 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	115 MONTGOMERY ST
City	FALL RIVER
State	MA
Zip	02720-4219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	G
Legal Lot Number	48
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	3
Census Block	3001
Census Tract	642200

Owner

Source: Bristol County and Fall River City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 MONTGOMERY ST, FALL RIVER, MA 02720-4219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 12, 2025	Quit Claim Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 2, 2018	Deed of Trust, Mortgage · Closed-End Mortgage SOMERSET FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2025 · Amount on Record
Deed Sale	May 12, 2025 · Amount on Record
Prior Sale	Jul 8, 2024 · Amount on Record
Deed Book / Page	11778 / 238
Prior Transfer Date	May 9, 2025
Prior Transfer Doc	011778-238
Record Updated	Oct 29, 2026

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	May 12, 2025
Property Address	115 MONTGOMERY ST, FALL RIVER, MA 02720-4219
Document Number	011778-238
Book / Page	11778 / 238
Instrument Date	May 9, 2025
Instrument	6615
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	115 MONTGOMERY ST, FALL RIVER, MA 02720-4219

Mortgage

Document Number	0000006616
Date	May 12, 2025
Instrument	6616

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	115 MONTGOMERY ST, FALL RIVER, MA 02720-4219
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9614-314
Date	Oct 2, 2018
Book Page	9614/314
Instrument	16618

Lender

Name	SOMERSET FCU
Type	Credit Union

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2038

Tax Assessment & Valuation

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,396.00 (+5.17%)	$383,900 (+5.53%) Land $116,300 Building $267,600	$491,245 (+58.72%)
2024	$4,180.00 (-0.76%)	$363,800 (+5.97%) Land $114,000 Building $249,800	$309,510
2023	$4,212.00	$343,300 Land $102,700 Building $240,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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