115 Miramar Ave, Santa Barbara, CA 93108 Property Records

Santa Barbara County property record for 115 Miramar Ave, Santa Barbara, CA 93108

Property Summary

Property Type	Single Family Home
Details	5 bd · 7 ba · 5,206 sqft · built 1914
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,700,000 (Jul 2020)
Tax Bill	$43,969 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`009-263-005`

Property Details

APN / Parcel Number

Primary APN	`009-263-005`
Alternative APN	`00926305`

Interior

Bedrooms	5 Beds
Full Baths	7 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,206 sqft Total Area
Basement Area	351 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Colonial
Roof Material	Other
Lot Area	39,204 sqft (0.9 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	115 MIRAMAR AVE
City	SANTA BARBARA
State	CA
Zip	93108-2625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20R1
Legal Description	TR MIRAMAR ADDITION POR LOTS 10 &
Legal Subdivision	MIRAMAR ADD/EL MONTECITO
Legal Lot Number	10
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	1
Census Block	1016
Census Tract	1403

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1245 N STATE PKWY, CHICAGO, IL 60610-2222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Jul 1, 2020	Grant Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Jun 10, 2019	Deed of Trust, Mortgage SURVIVOR'S MARKHAM TRUST (PT)
Apr 9, 2018	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2020 · Amount on Record
Deed Sale	Jul 1, 2020 · Amount on Record
Prior Sale	Aug 25, 2014 · Amount on Record
Deed Document Number	202032824
Prior Transfer Date	Jan 4, 2010
Prior Transfer Doc	0000007383
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	115 MIRAMAR AVE, SANTA BARBARA, CA 93108-2625
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 N STATE PKWY, CHICAGO, IL 60610-2222

Mortgage

Document Number	0000054588
Date	Jul 28, 2021
Instrument	2021-0054588

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Jul 1, 2020
Property Address	115 MIRAMAR AVE, SANTA BARBARA, CA 93108-2625
Document Number	0000032824
Map Reference	MB 3 PG 60
Instrument Date	Jun 26, 2020
Instrument	2020-0032824
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1245 N STATE PKWY, CHICAGO, IL 60610-2222

Mortgage

Document Number	0000032826
Date	Jul 1, 2020
Instrument	2020-0032826

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	115 MIRAMAR AVE, SANTA BARBARA, CA 93108-2625
Document Number	0000026607
Instrument Date	Jun 10, 2019
Transaction Type	Mortgage
Record Updated	Jul 8, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	115 MIRAMAR AVE SANTA BARBARA CA 931082625, SANTA BARBARA, CA 93108-2625

Mortgage

Document Number	0000026607
Date	Jun 26, 2019
Instrument	26607

Lender

Name	SURVIVOR'S MARKHAM TRUST (PT)

Agreement

Amount	Amount Recorded

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	115 MIRAMAR AVE, SANTA BARBARA, CA 93108-2625
Document Number	0000015128
Instrument Date	Apr 9, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	115 MIRAMAR AVE SANTA BARBARA CA 931082625, SANTA BARBARA, CA 93108-2625

Mortgage

Document Number	0000015128
Date	Apr 16, 2018
Instrument	15128

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Secondary School District	Santa Barbara Unified School District (7-12) (07 - 12)
Elementary School District	Montecito Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,127,416 (+2%) Land $2,231,036 Building $1,896,380
2025	$43,969.00 (+3.65%) Homeowner's exemption Additional exemption filed	$4,046,488 (+4.04%) Land $2,187,291 Building $1,859,197
2023	$42,422.00 (+1.61%) Homeowner's exemption Additional exemption filed	$3,889,359 Land $2,102,356 Building $1,787,003
2022	$41,749.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 171 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	329 units insured incl. 158 condo units
Nearby Flood Claims	47 (1995–2024)
Claims Outside the SFHA	8 of 47
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTECITO WATER DIST serves 12,010 people · EPA ID CA4210007
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Frontier, T-Mobile, Verizon.

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