115 Mimosa Inn Ln, Tryon, NC 28782 Property Records

Polk County property record for 115 Mimosa Inn Ln, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,264 sqft · built 1860
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Feb 2016)
Tax Bill	$2,381 (2026)
Deeds & Mortgages	Jan 2022 Line of Credit Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P48-197`

Property Details

APN / Parcel Number

Primary APN	`P48-197`
Alternative APN	`53818`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,264 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1975
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	42,689 sqft (0.98 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	53818
Street Address	115 MIMOSA INN LN
City	TRYON
State	NC
Zip	28782-8686
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	P48, P48 MAP P48
Legal Subdivision	MAP P48
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	3
Census Block	3000
Census Tract	920304

Owner

115 Mimosa Inn Ln is owned and occupied by two individuals who bought it in February 2016.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	115 MIMOSA INN LN, TRYON, NC 28782-8686
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2016 · Amount on File
Deed Sale	Feb 11, 2016 · Amount on File
Prior Sale	Oct 9, 1991 · Amount on File
Deed Book / Page	417 / 1422
Prior Transfer Date	Sep 24, 2009
Prior Transfer Doc	00376/0216
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	115 MIMOSA INN LN, TRYON, NC 28782-8686
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 MIMOSA INN LN, TRYON, NC 28782-8686

Mortgage

Document Number	00466/2010
Date	Jan 13, 2022
Book Page	466/2010

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Dec 15, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	115 MIMOSA INN LN, TRYON, NC 28782-8686
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	456/1892
Date	Feb 23, 2021
Book Page	456/1892

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 115 Mimosa Inn Ln was $2,381, up 3.6% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,381.00 (+3.57%)	$405,831 (-) Land $44,100 Building $361,731	$405,831 (-) Land $44,100 Building $361,731
2025	$2,299.00	$405,831 Land $44,100 Building $361,731	$405,831 Land $44,100 Building $361,731
2023	$1,772.00	$256,406 Land $24,500 Building $231,906
2021			$256,406 Land $24,500 Building $231,906

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Mimosa Inn Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Mimosa Inn Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Pangaea Internet Fiber	500 / 500
Skyrunner Fixed Wireless	500 / 250

May also be available: Verizon, Windstream.

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