Madison County property record for 115 Millirons Rd, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Jun 2023) |
| Tax Bill | $1,178 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 093A-0003-0010-D |
| Primary APN | 093A-0003-0010-D |
|---|---|
| Alternative APNs |
|
| Account Number | 63567 |
|---|---|
| Street Address | 115 MILLIRONS RD |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AIRPORT LOT 8 BLK B |
| Legal Subdivision | AIRPORT SUB |
| Legal Block | B |
| Legal Lot Number | 8 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 11001 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 115 MILLIRONS RD, RICHMOND, KY 40475-9043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2023 | Deed, Transfer · FHA Mortgage LOWER LLC |
| Mar 3, 2017 | Deed, Transfer · Commercial Mortgage 1ST TRUST BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2023 · Amount on Record |
| Deed Sale | Jun 21, 2023 · Amount on Record |
| Prior Sale | Mar 3, 2017 |
| Deed Document Number | 2014152056 |
| Deed Book / Page | D839 / 778 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 21, 2023 |
| Property Address | 115 MILLIRONS RD, RICHMOND, KY 40475-9043 |
| Document Number | 00D839/778 |
| Book / Page | D839 / 778 |
| Map Reference | MB 2 PG 4 |
| Instrument Date | Jun 20, 2023 |
| Instrument | 2014152056 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2023 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 546 GREENS CROSSING RD, RICHMOND, KY 40475-9053 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 115 MILLIRONS RD, RICHMOND, KY 40475-9043 |
| Document Number | 2014152059 |
|---|---|
| Date | Jun 21, 2023 |
| Instrument | 2014152059 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 3, 2017 |
| Property Address | 115 MILLIRONS RD, RICHMOND, KY 40475-9043 |
| Document Number | D00741/732 |
| Book / Page | D00741 / 732 |
| Map Reference | MB2 PG4 |
| Instrument Date | Feb 24, 2017 |
| Instrument | 2013955172 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 545 GREENS CROSSING RD, 545, RICHMOND, KY 40475-9012 |
| Name | Verified Name |
|---|---|
| Address | 545 GREENS CROSSING RD, RICHMOND, KY 40475-9012 |
| Document Number | 2013955173 |
|---|---|
| Date | Mar 3, 2017 |
| Instrument | 2013955173 |
| Name | 1ST TRUST BANK INC |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Feb 24, 2037 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,178.00 (-7.24%) Additional exemption filed | $125,000 (-4.58%) | $125,000 (-4.58%) |
| 2023 | $1,270.00 (-0.31%) | $131,000 (-) | $131,000 (-) |
| 2022 | $1,274.00 | $131,000 | $131,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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