115 Mill Stone Cv, Crestview, FL 32539 Property Records

Okaloosa County property record for 115 Mill Stone Cv, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,470 sqft · built 1997
Lot Size	0.988 acres (43,033 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Oct 2023)
Tax Bill	$3,915 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-0449-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-0449-4`
Alternative APNs	`28-3N-23-017C-0000-0420` `23N328017C00000420`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,470 sqft Living Area
Gross Area	1,740 sqft
1st Floor Area	1,470 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2015
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	43,033 sqft (0.988 acres)
Driveway	Driveway
Porch	Finished/Open Porch
Porch Area	270 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	115 MILL STONE CV
City	CRESTVIEW
State	FL
Zip	32539-6350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0000
Legal Description	BEAVER CREEK PH III-A LOT 42
Legal Range	23W
Legal Township	03N
Legal Section	28
Legal Subdivision	BEAVER CREEK
Legal Phase	3
Legal Lot Number	42
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2026
Census Tract	20702

Owner

115 Mill Stone Cv is owned and occupied by two individuals who bought it in October 2023.

Source: Okaloosa County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	115 MILL STONE CV, CRESTVIEW, FL 32539-6350
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Warranty Deed, Transfer · FHA Mortgage CHURCHILL MORTGAGE CORP
Jul 8, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Nov 24, 2020	Warranty Deed, Construction Loan · Construction Mortgage LENDINGHOME FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2023 · Amount on File
Deed Sale	Oct 31, 2023 · Amount on File
Prior Sale	Jul 8, 2021 · Amount on File
Deed Document Number	20233655204
Prior Transfer Date	Nov 22, 2005
Prior Transfer Doc	0026694288
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 31, 2023
Property Address	115 MILL STONE CV, CRESTVIEW, FL 32539-6350
Document Number	0003655204
Map Reference	MB 12 PG 76
Instrument Date	Oct 31, 2023
Instrument	3655204
Transaction Type	Transfer
Record Updated	Dec 22, 2023
Title Company	OLD SOUTH LAND TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	507 S 3RD ST # ST19, ST19, SELAH, WA 98942-1915

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 MILL STONE CV, CRESTVIEW, FL 32539-6350

Mortgage

Document Number	0003655205
Date	Oct 31, 2023
Instrument	3655205

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Mortgage

Document Number	0003655206
Date	Oct 31, 2023
Instrument	3655206

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2033

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 8, 2021
Property Address	115 MILL STONE CV, CRESTVIEW, FL 32539-6350
Document Number	0035591429
Book / Page	3559 / 1429
Map Reference	MB 12 PG 76
Instrument Date	Jul 2, 2021
Instrument	3470302
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	559 FALCON TRL, 559, NICEVILLE, FL 32578-1061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3005 B AVE # 218, 218, FORT LEE, VA 23801-1740

Mortgage

Document Number	35591431
Date	Jul 8, 2021
Instrument	3559/1431

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

November 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 24, 2020
Property Address	115 MILL STONE CV, CRESTVIEW, FL 32539-6350
Document Number	0035074504
Book / Page	3507 / 4504
Map Reference	MB 12 PG 76
Instrument Date	Nov 6, 2020
Instrument	3410182
Transaction Type	Construction Loan
Record Updated	Jan 10, 2022
Title Company	KNIGHT BARRY TITLE SLN INC

Transaction

Amount	Amount on Record
Tax	$616.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 MILL STONE CV, 119, CRESTVIEW, FL 32539-6350

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	559 FALCON TRL, NICEVILLE, FL 32578-1061

Mortgage

Document Number	0035074506
Date	Nov 24, 2020
Instrument	3507/4506

Lender

Name	LENDINGHOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 115 Mill Stone Cv was $3,915.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,915.00	$288,645 Land $53,671 Building $234,974	$288,645 Land $53,671 Building $234,974
2023	$2,453.00 (+3.11%) Homeowner's exemption	$193,216 (+3%)	$207,877 (+10.82%) Land $45,600 Building $162,277
2022	$2,379.00 Homeowner's exemption	$187,588 Land $34,462 Building $153,126	$187,588 Land $34,462 Building $153,126

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Mill Stone Cv in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Mill Stone Cv is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044
Water Source	Groundwater
Last State Inspection	Apr 2023
Also Mapped Here	CRESTVIEW, CITY OF WATER DEPT.
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Mill Stone Cv

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures