115 Meadow Creek Ct, Murphy, NC 28906 Property Records

Cherokee County property record for 115 Meadow Creek Ct, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 760 sqft · built 2014
Lot Size	1.49 acres (64,904 sqft)
Owner	2 Individual Names on File
Last Sale	$153,000 (Jul 2020)
Tax Bill	$1,026 (2025)
Deeds & Mortgages	Oct 2025 Transfer Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`454200636030000`

Property Details

APN / Parcel Number

Primary APN	`454200636030000`
Alternative APN	`52314`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	760 sqft Heated Area
Gross Area	1,496 sqft
1st Floor Area	520 sqft
Upper Floors Area	240 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	64,904 sqft (1.49 acres)
Lot Width	217 ft Width
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	208 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	52314
Street Address	115 MEADOW CREEK CT
City	MURPHY
State	NC
Zip	28906-4136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 8 & 9 THE MEADOWS @ FOX RIDGE 1494/985
Legal Subdivision	THE MEADOWS AT FOX RIDGE
Legal Lot Number	8,9
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2020
Census Tract	930606

Owner

115 Meadow Creek Ct is owned and occupied by two individuals who acquired it in October 2025.

Source: Cherokee County records, as of November 5, 2025

Owner of Record	2 Individual Names on File
Mailing Address	115 MEADOW CREEK CT, MURPHY, NC 28906-4136
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Intrafamily Transfer, Transfer
Jul 20, 2020	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2020 · Amount on File
Deed Sale	Jul 20, 2020 · Amount on File
Deed Document Number	20203678
Deed Book / Page	1650 / 111
Last Transfer Date	Oct 28, 2025
Transfer Doc	01788/1497
Record Updated	Jun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Oct 28, 2025
Property Address	115 MEADOW CREEK CT, MURPHY, NC 28906-4136
Document Number	01788/1497
Book / Page	1788 / 1497
Map Reference	MB 1253 PG 689
Instrument Date	Oct 28, 2025
Instrument	5301
Transaction Type	Transfer
Record Updated	Nov 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 MEADOW CREEK CT, MURPHY, NC 28906-4136

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	115 MEADOW CREEK CT, MURPHY, NC 28906-4136

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 20, 2020
Property Address	115 MEADOW CREEK CT, MURPHY, NC 28906-4136
Document Number	1650/111
Book / Page	1650 / 111
Instrument Date	Jul 14, 2020
Instrument	3678
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$306.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 GRANDIFLORA DR, 302, MCDONOUGH, GA 30253-8015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 MEADOW CREEK CT, MURPHY, NC 28906-4136

Mortgage

Document Number	1650115
Date	Jul 20, 2020
Instrument	1650/115

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 115 Meadow Creek Ct was $1,026.

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,026.00	$132,400	$132,400 Land $20,000 Building $112,400
2023		$132,400	$132,400 Land $20,000 Building $112,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Meadow Creek Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Meadow Creek Ct is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 94% of North Carolina
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Peachtree Broadband Fiber, Verizon.

Cell Coverage

No cell data coverage reported

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