115 McKay Pl, Silverthorne, CO 80498 Property Records

Summit County property record for 115 McKay Pl, Silverthorne, CO 80498

Property Summary

Property Type	Single Family Home
Details	4 bd · 6.75 ba · 3,120 sqft · built 2021
Lot Size	0.759 acres (33,042 sqft)
Owner	2 Individual Names on Record
Tax Bill	$17,952 (2025)
Deeds & Mortgages	May 2026 Line of Credit Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1951-2240-12-017`

Property Details

APN / Parcel Number

Primary APN	`1951-2240-12-017`
Alternative APN	`6518351`

Interior

Bedrooms	4 Beds
Full Baths	6.75 Baths
Half Baths	4 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,120 sqft Living Area
Gross Area	4,032 sqft
1st Floor Area	1,850 sqft
Basement Area	1,377 sqft
Finished Basement	1,270 sqft
Unfinished Basement	107 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	33,042 sqft (0.759 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	805 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	115 MCKAY PL
City	SILVERTHORNE
State	CO
Zip	80498-7527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 79 SOUTH MARYLAND CREEK RANCH # 10 RESUB TRACT 1R2 AKA SUMMIT SKY RANCH
Legal Subdivision	SOUTH MARYLAND CREEK RANCH
Legal Tract	1R2
Legal Lot Number	79
Jurisdiction	SUMMIT CO
Township / Civil Division	SILVERTHORNE
Census Block Group	4
Census Block	4001
Census Tract	102

Owner

Source: Summit County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 MCKAY PL, SILVERTHORNE, CO 80498-7527
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Line of Credit BOKF NA
Aug 29, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2022
Deed Sale	Aug 29, 2022
Deed Document Number	20221295807
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Recording Date	May 15, 2026
Property Address	115 MCKAY PL, SILVERTHORNE, CO 80498-7527
Document Number	0001374612
Instrument Date	May 8, 2026
Instrument	20261374612
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	115 MCKAY PL, SILVERTHORNE, CO 80498-7527

Mortgage

Document Number	0001374612,
Date	May 15, 2026
Instrument	20261374612

Lender

Name	BOKF NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2051

Interest

Rate	6.37%
Max Rate	-1%

August 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Aug 29, 2022
Property Address	115 MCKAY PL, SILVERTHORNE, CO 80498-7527
Document Number	0001295807
Map Reference	DOC 1249814
Instrument Date	Aug 23, 2022
Instrument	1295807
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 3, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1609, SILVERTHORNE, CO 80498-1609

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	115 MCKAY PL, SILVERTHORNE, CO 80498-7527

Mortgage

Document Number	0001295808
Date	Aug 29, 2022
Instrument	1295808

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2037

Tax Assessment & Valuation

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Summit County
Municipality	Silverthorne Town
Unified School District	Summit School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,952.00 (-1.33%)	$173,965 (+11.99%)	$2,558,300 (+10.34%) Land $823,600 Building $1,734,700
2024	$18,194.00 (-2.62%)	$155,340 (-)
2023	$18,684.00 (+287.63%)	$155,340 (+292.61%)	$2,318,500 (+307.26%) Land $719,100 Building $1,599,400
2022	$4,820.00	$39,566	$569,293 Land $383,500 Building $185,793

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Arbor Mesh Internet Fixed Wireless	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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