Chesapeake City property record for 115 McCosh Dr, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,155 sqft · built 1963 |
| Lot Size | 0.238 acres (10,367 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $335,000 (Feb 2025) |
| Tax Bill | $2,981 (2025) |
| Deeds & Mortgages | Dec 2020 Second Mortgage Nov 2011 Mortgage + 3 more |
| APN | 0271009000550 |
| Primary APN | 0271009000550 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,155 sqft Living Area |
| 1st Floor Area | 1,155 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,367 sqft (0.238 acres) |
| Lot Width | 72 ft Width |
| Garage Type | Attached |
| Garage Area | 750 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 282 sqft |
| Shed | 1 Shed |
| Shed Area | 90 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 115 MCCOSH DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-6015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8S: RESID |
| Legal Description | 55 PRINCETON HALLS SEC 2 |
| Legal Subdivision | PRINCETON HALLS |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20905 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 MCCOSH DR, CHESAPEAKE, VA 23320-6015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Nov 8, 2011 | Deed of Trust, Mortgage · Conventional Mortgage METLIFE HOME LOANS |
| Feb 11, 2009 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 3, 2023 | Warranty Deed, Transfer · VA Mortgage AMERICAN NEIGHBORHOOD MORTGAGE ACCE |
| Dec 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2025 · Amount on Record |
| Deed Sale | Feb 5, 2025 · Amount on Record |
| Prior Sale | May 3, 2023 · Amount on Record |
| Deed Document Number | 20252385 |
| Deed Book / Page | 10824 / 284 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 115 MCCOSH DR, CHESAPEAKE, VA 23320-6015 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10284/1432 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | 10284/1432 |
| Instrument | 200049838 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 115 MCCOSH DR, CHESAPEAKE, VA 23320-6015 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0008530/35 |
|---|---|
| Date | Nov 8, 2011 |
| Book Page | 8530/35 |
| Name | METLIFE HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.38% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 115 MCCOSH DR, CHESAPEAKE, VA 23320-6015 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007708/513 |
|---|---|
| Date | Feb 11, 2009 |
| Book Page | 7708/513 |
| Name | JPMORGAN CHASE BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2039 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.88% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 3, 2023 |
| Property Address | 115 MCCOSH DR, CHESAPEAKE, VA 23320-6015 |
| Document Number | 10658/1409 |
| Book / Page | 10658 / 1409 |
| Instrument Date | Apr 25, 2023 |
| Instrument | 230008942 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 MCCOSH DR, CHESAPEAKE, VA 23320-6015 |
| Document Number | 0230008944 |
|---|---|
| Date | May 3, 2023 |
| Instrument | 230008944 |
| Name | AMERICAN NEIGHBORHOOD MORTGAGE ACCE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Dec 30, 2020 |
| Property Address | 115 MCCOSH DR, CHESAPEAKE, VA 23320-6015 |
| Document Number | 10284/1411 |
| Book / Page | 10284 / 1411 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 200049836 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 MCCOSH DR, CHESAPEAKE, VA 23320-6015 |
| Document Number | 200049837 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 200049837 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $299,600 (+1.52%) Land $130,000 Building $169,600 | $299,600 (+1.52%) Land $130,000 Building $169,600 | |
| 2025 | $2,981.00 (+60.36%) | $295,100 (+19.86%) Land $120,000 Building $175,100 | $295,100 (+19.86%) Land $120,000 Building $175,100 |
| 2023 | $246,200 (+9.96%) Land $95,000 Building $151,200 | $246,200 (+9.96%) Land $95,000 Building $151,200 | |
| 2022 | $223,900 Land $85,000 Building $138,900 | $223,900 Land $85,000 Building $138,900 | |
| 2019 | $1,859.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1999) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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