Suffolk County and Southold Town property record for 115 Masters Rd, Laurel, NY 11948
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $312,500 (Jun 2010) |
| Tax Bill | $9,858 (2024) |
| Deeds & Mortgages | Feb 2022 Refinance Feb 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 473889 126.-9-23 |
| Primary APN | 473889 126.-9-23 |
|---|---|
| Alternative APNs |
|
| Lot Area | 13,068 sqft (0.3 acres) |
|---|
| Account Number | 14 |
|---|---|
| Street Address | 115 MASTERS RD |
| City | LAUREL |
| State | NY |
| Zip | 11948-1925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 |
| Legal Description | BOOK 12418 PAGE 638 BILL 016244 |
| Legal Block | 9 |
| Legal Lot Number | 23 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SOUTHOLD |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 170003 |
Source: Suffolk County and Southold Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 MASTERS RD, LAUREL, NY 11948-1925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 4, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance TEACHERS FCU |
| Feb 4, 2022 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2010 · Amount on Record |
| Deed Sale | Jun 23, 2010 · Amount on Record |
| Prior Sale | Nov 4, 2005 · Amount on Record |
| Deed Book / Page | 12628 / 680 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 115 MASTERS RD, LAUREL, NY 11948-1925 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0233760998 |
|---|---|
| Date | Feb 4, 2022 |
| Book Page | 23376/998 |
| Instrument | DM063417 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Feb 4, 2022 |
| Property Address | 115 MASTERS RD, LAUREL, NY 11948-1925 |
| Document Number | 0131410453 |
| Book / Page | 13141 / 453 |
| Instrument Date | Dec 8, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 115 MASTERS RD, LAUREL, NY 11948-1925 |
Source: Suffolk County and Southold Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Southold Town |
| Unified School District | Mattituck-Cutchogue Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,300 (-) Land $500 Building $5,800 | $1,145,455 (+10,264.23%) Land $90,909 Building $1,054,545 | |
| 2024 | $9,858.00 | ||
| 2023 | $6,300 Land $500 Building $5,800 | $11,052 Land $877 Building $10,175 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 48 policies |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 4 (2012–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
May also be available: T-Mobile.
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