Cumberland Town property record for 115 Marshall Ave, Cumberland, RI 02864
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,712 sqft · built 1950 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $465,000 (Mar 2024) |
| Tax Bill | $4,647 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Mar 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-0019-26 |
| Primary APN | 3-0019-26 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,712 sqft Living Area |
| Gross Area | 2,488 sqft |
| 1st Floor Area | 830 sqft |
| Basement Area | 752 sqft |
| Unfinished Basement | 752 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 3-0019-26 |
|---|---|
| Street Address | 115 MARSHALL AVE |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-6407 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 100 |
| Legal Block | 138 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 11301 |
115 Marshall Ave, a duplex, is owned and occupied by an individual who bought it in March 2024.
Source: Cumberland Town records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 MARSHALL AVE, CUMBERLAND, RI 02864-6407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 24, 2025 | Deed of Trust, Mortgage NORTHPOINTE BANK |
| Mar 21, 2024 | Warranty Deed, Transfer · FHA Mortgage NORTHPOINTE BANK |
| Jun 1, 2020 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| May 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Apr 30, 2019 | Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 21, 2024 · Amount on File |
| Deed Sale | Mar 21, 2024 · Amount on File |
| Prior Sale | Apr 30, 2019 · Amount on File |
| Deed Document Number | 2024143165 |
| Deed Book / Page | 1974 / 476 |
| Transfer Doc | 1592-229 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 115 MARSHALL AVE, CUMBERLAND, RI 02864-6407 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002019-510 |
|---|---|
| Date | Dec 24, 2025 |
| Book Page | 2019/510 |
| Instrument | 152900 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 349 Months |
| Due | Jan 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Mar 21, 2024 |
| Property Address | 115 MARSHALL AVE, CUMBERLAND, RI 02864-6407 |
| Document Number | 001974-476 |
| Book / Page | 1974 / 476 |
| Instrument Date | Mar 21, 2024 |
| Instrument | 143165 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 MARSHALL AVE, CUMBERLAND, RI 02864-6407 |
| Document Number | 0000143166 |
|---|---|
| Date | Mar 21, 2024 |
| Instrument | 143166 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 115 MARSHALL AVE, CUMBERLAND, RI 02864-6407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1840-607 |
|---|---|
| Date | Jun 1, 2020 |
| Book Page | 1840/607 |
| Instrument | 114356 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 115 MARSHALL AVE, CUMBERLAND, RI 02864-6407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4266-241 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 4266/241 |
| Instrument | 202000003078 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Apr 30, 2019 |
| Property Address | 115 MARSHALL AVE, CUMBERLAND, RI 02864-6407 |
| Document Number | 1799-879 |
| Book / Page | 1799 / 879 |
| Instrument Date | Apr 27, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 1799881 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 1799/881 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 115 Marshall Ave was $4,647, down 1.3% from the year before.
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,647.00 (-1.25%) | $464,200 (+21.04%) Land $165,200 Building $299,000 | $511,503 |
| 2025 | $4,706.00 | $383,500 Land $121,000 Building $262,500 | |
| 2023 | $4,456.00 (+28.79%) | $383,500 (+66.16%) Land $121,000 Building $262,500 | |
| 2022 | $3,460.00 | $230,800 Land $86,100 Building $144,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 115 Marshall Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2007 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 115 Marshall Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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