115 Markham Trail Ln, Defiance, MO 63341 Property Records

St. Charles County property record for 115 Markham Trail Ln, Defiance, MO 63341

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,461 sqft · built 2022
Lot Size	5.44 acres (237,001 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,299 (2024)
Deeds & Mortgages	Sep 2026 Sale Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T231200005`

Property Details

APN / Parcel Number

Primary APN	`T231200005`
Alternative APN	`3-0146-D200-00-0005.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,461 sqft Living Area
Gross Area	5,587 sqft
1st Floor Area	2,797 sqft
Basement Area	2,790 sqft
Finished Basement	1,664 sqft
Unfinished Basement	1,126 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	237,001 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	T231200005
Street Address	115 MARKHAM TRAIL LN
City	DEFIANCE
State	MO
Zip	63341-2502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARKHAM HILLS LOT 5
Legal Subdivision	MARKHAM HILLS
Legal Lot Number	5
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	3
Census Block	3006
Census Tract	312204

Owner

Source: St. Charles County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 MARKHAM TRAIL LN, DEFIANCE, MO 63341-2502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 28, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ASSOCIATED BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2026
Deed Sale	Sep 11, 2026
Prior Sale	Mar 28, 2022 · Amount on Record
Deed Document Number	202643623
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 11, 2026
Property Address	115 MARKHAM TRAIL LN, DEFIANCE, MO 63341-2502
Document Number	0000043623
Instrument Date	Sep 9, 2026
Instrument	202643623
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 MARKHAM TRAIL LN, DEFIANCE, MO 63341-2502

March 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 28, 2022
Property Address	115 MARKHAM TRAIL LN, DEFIANCE, MO 63341-2502
Document Number	0000017591
Map Reference	DOC 2022R-007806
Instrument Date	Mar 25, 2022
Instrument	2022R-017591
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 RESEARCH PARK DR # DR130, DR130, SAINT CHARLES, MO 63304-5638

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	223 FOXTAIL DR, SAINT CHARLES, MO 63303-1707

Mortgage

Document Number	0000017592
Date	Mar 28, 2022
Instrument	2022R-017592

Lender

Name	ASSOCIATED BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Mar 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	8%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,983 (-)	$942,015 (-) Land $300,001 Building $642,014
2025		$178,983 (+5.61%)	$942,015 (+5.61%) Land $300,001 Building $642,014
2024	$9,299.00
2023		$169,483	$892,014 Land $250,000 Building $642,014

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Brightspeed Fiber	940 / 940

May also be available: Wisper ISP.

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