115 Marina Ave, Aptos, CA 95003 Property Records

Santa Cruz County property record for 115 Marina Ave, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 836 sqft · built 1965
Lot Size	0.021 acres (915 sqft)
Owner	2 Individual Names on Record
Last Sale	$526,000 (Jul 2007)
Tax Bill	$9,257 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2020 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`042-142-33`

Property Details

APN / Parcel Number

Primary APN	`042-142-33`
Alternative APN	`042-142-33-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	836 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	915 sqft (0.021 acres)

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	115 MARINA AVE
City	APTOS
State	CA
Zip	95003-4514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-3
Legal Subdivision	APTOS BEACH CC PROPERTIES 05
Legal Lot Number	19
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	3
Census Block	3024
Census Tract	122205

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	286 SUNBERRY DR, CAMPBELL, CA 95008-1013
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED LENDING PARTNERS LP
Jun 30, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Feb 12, 2019	Quit Claim Deed, Transfer Quitclaim
Feb 12, 2019	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2007 · Amount on Record
Deed Sale	Jul 31, 2007 · Amount on Record
Prior Sale	Apr 23, 2007 · Amount on Record
Deed Document Number	200741333
Last Transfer Date	Jun 25, 2020
Transfer Doc	0000023240
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	115 MARINA AVE, APTOS, CA 95003-4514
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 SUNBERRY DR, CAMPBELL, CA 95008-1013

Mortgage

Document Number	0000037936
Date	Sep 24, 2020
Instrument	2020-0037936

Lender

Name	UNITED LENDING PARTNERS LP
Type	Lending Institution
Address	PLEASANTON, CA 94588

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 30, 2020
Property Address	115 MARINA AVE, APTOS, CA 95003-4514
Document Number	0000023240
Instrument Date	Jun 25, 2020
Instrument	23240
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 SUNBERRY DR CAMPBELL CA 950081013, CAMPBELL, CA 95008-1013

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 12, 2019
Property Address	115 MARINA AVE, APTOS, CA 95003-4514
Document Number	0000003542
Instrument Date	Feb 5, 2019
Instrument	3542
Transaction Type	Transfer
Record Updated	Mar 1, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	286 SUNBERRY DR CAMPBELL CA 950081013, CAMPBELL, CA 95008-1013

February 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 12, 2019
Property Address	115 MARINA AVE, APTOS, CA 95003-4514
Document Number	0000003541
Instrument Date	Feb 5, 2019
Instrument	3541
Transaction Type	Transfer
Record Updated	Mar 1, 2019

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 SUNBERRY DR CAMPBELL CA 950081013, CAMPBELL, CA 95008-1013

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$704,731 (+2%) Land $528,548 Building $176,183
2025	$9,257.00 (+10.4%)	$690,912 (+4.04%) Land $518,184 Building $172,728
2023	$8,385.00 (+2.28%)	$664,083 Land $498,062 Building $166,021	$802,890
2022	$8,198.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 63 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	7 (2023)
Most Recent Claim	Sep 2023 · tidal / storm surge
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

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