115 Malory Ct, Kings Mountain, NC 28086 Property Records

Cleveland County property record for 115 Malory Ct, Kings Mountain, NC 28086

Property Summary

Property Type	Single Family Home
Details	1,248 sqft · built 2010
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on Record
Last Sale	$90,900 (Jun 2020)
Tax Bill	$510 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16429`

Property Details

APN / Parcel Number

Primary APN	`16429`
Alternative APN	`1331826`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,248 sqft Finished Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Lot Area	40,075 sqft (0.92 acres)
Porch	Slab
Deck Area	144 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	1331826
Street Address	115 MALORY CT
City	KINGS MOUNTAIN
State	NC
Zip	28086-7737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	.92AC PB41-40 OFF RD 1001
Legal Subdivision	MOSS LAKE
Legal Block	1
Legal Lot Number	63
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2000
Census Tract	950302

Owner

Source: Cleveland County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 MALORY CT, KINGS MOUNTAIN, NC 28086-7737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2020	Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC
Apr 23, 2019	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2020 · Amount on Record
Deed Sale	Jun 24, 2020 · Amount on Record
Prior Sale	Apr 23, 2019 · Amount on Record
Deed Document Number	202040741
Deed Book / Page	1815 / 1777
Record Updated	Sep 20, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jun 24, 2020
Property Address	115 MALORY CT, KINGS MOUNTAIN, NC 28086-7737
Document Number	0018151777
Book / Page	001815 / 001777
Instrument Date	Jun 19, 2020
Instrument	40741
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 MALORY CT KINGS MOUNTAIN NC 280867737, KINGS MOUNTAIN, NC 28086-7737

Mortgage

Document Number	18151782
Date	Jun 24, 2020
Book Page	001815/001782
Instrument	40742

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Apr 23, 2019
Property Address	115 MALORY CT, KINGS MOUNTAIN, NC 28086-7737
Document Number	0017900960
Book / Page	1790 / 0960
Map Reference	MB 41 PG 40
Instrument Date	Apr 22, 2019
Instrument	200025464
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 MALORY CT, 115, KINGS MOUNTAIN, NC 28086-7737

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 MALORY CT, KINGS MOUNTAIN, NC 28086-7737

Mortgage

Document Number	0200025465
Date	Apr 23, 2019
Instrument	200025465

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,431 (-) Land $16,383 Building $64,048	$80,431 (-) Land $16,383 Building $64,048
2025	$510.00	$80,431 (+95.45%) Land $16,383 Building $64,048	$80,431 (+95.45%) Land $16,383 Building $64,048
2023		$41,152 Land $12,287 Building $28,865	$41,152 Land $12,287 Building $28,865

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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