115 Main St, Wales, MA 01081 Property Records

Hampden County and Wales Town property record for 115 Main St, Wales, MA 01081

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,262 sqft · built 1860
Lot Size	7.4 acres (322,344 sqft)
Owner	Individual Name on File
Last Sale	$217,500 (Mar 2019)
Tax Bill	$4,889 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit Dec 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14069`

Property Details

APN / Parcel Number

Primary APN	`14069`
Alternative APNs	`WALE M:1000 B:2210 L:0115-0` `M:1000 B:2210 L:0115=0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,262 sqft Living Area
Gross Area	2,208 sqft
Basement Area	352 sqft
Unfinished Basement	352 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	322,344 sqft (7.4 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	14069
Street Address	115 MAIN ST
City	WALES
State	MA
Zip	01081-9787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	2210
Legal Lot Number	115-0
Jurisdiction	WALES MA
Township / Civil Division	WALES
Census Block Group	1
Census Block	1012
Census Tract	813801

Owner

115 Main St is owned and occupied by an individual who bought it in March 2019.

Source: Hampden County and Wales Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	115 MAIN ST, WALES, MA 01081-9787
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Deed of Trust, Mortgage · Line of Credit COUNTRY BANK
Dec 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORCOM MORTGAGE
Mar 22, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage COUNTRY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2019 · Amount on File
Deed Sale	Mar 22, 2019 · Amount on File
Prior Sale	Jul 17, 2014 · Amount on File
Deed Document Number	201914133
Deed Book / Page	22595 / 77
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALES MA
Property Address	115 MAIN ST, WALES, MA 01081-9787
Transaction Type	Mortgage
Record Updated	May 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025387-402
Date	Apr 19, 2024
Book Page	25387/402
Instrument	16412

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALES MA
Property Address	115 MAIN ST, WALES, MA 01081-9787
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024310-193
Date	Dec 17, 2021
Book Page	24310/193
Instrument	90301

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALES MA
Recording Date	Mar 22, 2019
Property Address	115 MAIN ST, WALES, MA 01081-9787
Document Number	22595-77
Book / Page	22595 / 77
Instrument Date	Mar 19, 2019
Instrument	14133
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 MAIN ST, WALES, MA 01081-9787

Mortgage

Document Number	14134
Date	Mar 22, 2019
Instrument	14134

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 115 Main St was $4,889, up 3% from the year before.

Source: Hampden County and Wales Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wales Town
Secondary School District	Tantasqua School District (07 - 12)
Elementary School District	Wales School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,889.00 (+2.99%)	$346,000 (+5.1%) Land $78,800 Building $267,200	$340,441 (-1.82%)
2025	$4,747.00 (+2.28%)	$329,200 (+4.77%) Land $75,700 Building $253,500	$346,750 (+5.52%)
2024	$4,641.00 (+5.48%)	$314,200 (+21.83%) Land $72,700 Building $241,500	$328,605
2023	$4,400.00	$257,900 Land $66,200 Building $191,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Main St

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