115 Main St, O Fallon, IL 62269 Property Records

St. Clair County property record for 115 Main St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,008 sqft · built 1951
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (May 2023)
Tax Bill	$4,041 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Sep 2017 Sale & Mortgage
APN	`03-25-0-400-008`

Property Details

APN / Parcel Number

Primary APN	`03-25-0-400-008`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,008 sqft Living Area
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	330 ft deep x 75 ft wide

Exterior Amenities

Porch	Slab
Porch Area	220 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	115 MAIN ST
City	O FALLON
State	IL
Zip	62269-1840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CASEYVILLE TWP SEC 25 LOT/SEC-25-SUBL/TWP-2N-BLK/RG-8W S 75FT X 330FT OF LT 17 A02779985
Legal Range	08W
Legal Township	02N
Legal Section	25
Legal Subdivision	CASEYVILLE TWP SEC 25
Legal Block	400
Legal Lot Number	17
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	1
Census Block	1009
Census Tract	503414

Owner

115 Main St is owned and occupied by an individual who bought it in May 2023.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	115 MAIN ST, O FALLON, IL 62269-1840
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Warranty Deed, Transfer · FHA Mortgage DELMAR FINANCIAL CO
Sep 29, 2017	Grant Deed, Transfer · Conventional Mortgage CENTRAL BK/ST LOUIS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2023 · Amount on File
Deed Sale	May 1, 2023 · Amount on File
Prior Sale	Sep 29, 2017 · Amount on File
Deed Document Number	20232779985
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 1, 2023
Property Address	115 MAIN ST, O FALLON, IL 62269-1840
Document Number	0A02779985
Instrument Date	Apr 28, 2023
Instrument	A02779985
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 MAIN ST, O FALLON, IL 62269-1840

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 MAIN ST, O FALLON, IL 62269-1840

Mortgage

Document Number	0A02779986
Date	May 1, 2023
Instrument	A02779986

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.62%

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 29, 2017
Property Address	115 MAIN ST, O FALLON, IL 62269-1840
Document Number	00A2553603
Instrument Date	Sep 28, 2017
Instrument	2553603
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$126.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 MAIN ST O FALLON IL 622691840, O FALLON, IL 62269-1840
Investor	Possibly a Property Investor

Mortgage

Document Number	A2553604
Date	Sep 29, 2017
Instrument	2553604

Lender

Name	CENTRAL BK/ST LOUIS
Address	ST LOUIS, MO 63105-1809

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 28, 2032

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 115 Main St was $4,041.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	Central School District 104 (KG - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,041.00	$57,529 Land $5,514 Building $52,015	$172,587 Land $16,542 Building $156,045
2022		$40,654 Land $4,343 Building $36,311	$121,962 Land $13,029 Building $108,933

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 115 Main St; there have been 5 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1982–2015)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave, i3 Broadband, Wisper ISP.

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