Nelson County property record for 115 Main St, Lovingston, VA 22949
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 435 sqft · built 1940 |
| Lot Size | 0.154 acres (6,700 sqft) |
| Owner | Company Name on File |
| Last Sale | $80,000 (Aug 2024) |
| Tax Bill | $222 (2026) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 58B 3 31A |
| Primary APN | 58B 3 31A |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 435 sqft Finished Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 6,700 sqft (0.154 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Porch | Slab |
| Porch Area | 80 sqft |
| Sewer | Connected |
|---|
| Account Number | 01052 |
|---|---|
| Street Address | 115 MAIN ST |
| City | LOVINGSTON |
| State | VA |
| Zip | 22949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 31A & 32B MARY WASHINGTON HOUSE 000003865 |
| Legal Subdivision | LOVINGSTON |
| Legal Lot Number | 31A,32B |
| Jurisdiction | NELSON VA |
| Township / Civil Division | EAST |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 950102 |
Source: Nelson County assessment roll, as of June 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 150 FRONT ST, LOVINGSTON, VA 22949-2340 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 7, 2024 · Amount on Record |
| Deed Sale | Aug 7, 2024 · Amount on Record |
| Prior Sale | Jul 2, 2020 · Amount on Record |
| Deed Document Number | 20241544 |
| Deed Book / Page | 17 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NELSON VA |
| Recording Date | Jul 2, 2020 |
| Property Address | 115 MAIN ST, LOVINGSTON, VA 22949 |
| Document Number | 202001704 |
| Instrument Date | Jun 2, 2020 |
| Instrument | 202001704 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 130 LAUREL DR, MADISON HEIGHTS, VA 24572-3638 |
| Document Number | 202001705 |
|---|---|
| Date | Jul 2, 2020 |
| Instrument | 202001705 |
| Name | JOE LEE MCCLELLAN INC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Nelson County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Nelson County |
| Unified School District | Nelson County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $222.00 (+35.37%) | $39,700 (+56.92%) Land $27,100 Building $12,600 | $39,700 (+56.92%) Land $27,100 Building $12,600 |
| 2025 | $25,300 (-) Land $20,300 Building $5,000 | $25,300 (-) Land $20,300 Building $5,000 | |
| 2023 | $164.00 | $25,300 Land $20,300 Building $5,000 | $25,300 Land $20,300 Building $5,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 70% of Virginia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Central Virginia Electric Cooperative Fiber | 1,000 / 1,000 |
| Nelson County Cablevision Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Wilkes Telephone Membership.
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