115 Main St, Jefferson, NY 12093 Property Records

Schoharie County and Jefferson Town property record for 115 Main St, Jefferson, NY 12093

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,908 sqft · built 1900
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$32,500 (Jun 2018)
Tax Bill	$4,063 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`433600 157.3-1-33`

Property Details

APN / Parcel Number

Primary APN	`433600 157.3-1-33`
Alternative APNs	`360015700300010330000000` `485J100304`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,908 sqft Living Area
1st Floor Area	1,124 sqft
2nd Floor Area	784 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	43,560 sqft (1 acres)
Lot Width	155 ft Width
Porch	Slab
Porch Area	476 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	485J100304
Street Address	115 MAIN ST
City	JEFFERSON
State	NY
Zip	12093-4101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RES 155 X 245.75
Legal Block	1
Legal Lot Number	33.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	JEFFERSON
Census Block Group	4
Census Block	4045
Census Tract	740600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Jefferson Historic District listed 2025 · 112 contributing resources · NRIS 100011783

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schoharie County and Jefferson Town records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	293 MAIN ST, CHESTER, NJ 07930-2528
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE INC
Jun 29, 2018	Deed, Transfer
May 8, 2017	Foreclosure NOT AVAILABLE, WEISMAN & GORDO FRENKEL, LAM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2018 · Amount on Record
Deed Sale	Jun 29, 2018 · Amount on Record
Prior Sale	May 8, 2017 · Amount on Record
Deed Document Number	2018742979
Deed Book / Page	1072 / 172
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	115 MAIN ST, JEFFERSON, NY 12093-4101
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001907/192
Date	Dec 8, 2020
Book Page	1907/192
Instrument	782609

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Jun 29, 2018
Property Address	115 MAIN ST, JEFFERSON, NY 12093-4101
Document Number	001072/172
Book / Page	1072 / 172
Instrument Date	Jun 20, 2018
Instrument	000000742979
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2160 NE 28TH ST, LIGHTHOUSE POINT, FL 33064-7617

May 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	SCHOHARIE NY
Recording Date	May 8, 2017
Property Address	115 MAIN ST, JEFFERSON, NY 12093-4101
Document Number	0000001044/0000000044
Book / Page	0000001044 / 0000000044
Instrument Date	Apr 17, 2017
Transaction Type	Foreclosure
Record Updated	Sep 21, 2023
Title Company	NOT AVAILABLE, WEISMAN & GORDO FRENKEL, LAM

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	999 NW GRAND BLVD, OKLAHOMA CITY, OK 73118-6051

Tax Assessment & Valuation

Source: Schoharie County and Jefferson Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Jefferson Town
Unified School District	Jefferson Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,063.00 (+87.32%)	$67,000 (-) Land $20,000 Building $47,000	$176,316 (+10.53%) Land $52,632 Building $123,684
2023		$67,000 (-) Land $20,000 Building $47,000	$159,524 (+11.91%) Land $47,619 Building $111,905
2022		$67,000 Land $20,000 Building $47,000	$142,553 Land $42,553 Building $100,000
2021	$2,169.00 (-47.6%)
2020	$4,139.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON WATER DISTRICT serves 300 people · EPA ID NY4700095
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
MTC Cable Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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