115 Main St E, Wabasha, MN 55981 Property Records

Wabasha County property record for 115 Main St E, Wabasha, MN 55981

Property Summary

Property TypeCommercial
Details2 bd · 1 ba · 896 sqft · built 1935
Lot Size0.103 acres (4,500 sqft)
OwnerCompany Name on Record
Last Sale$130,000 (Sep 2020)
Tax Bill$3,510 (2026)
Deeds & MortgagesOct 2021 Mortgage
Sep 2020 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APNR27.00199.00

Property Details

APN / Parcel Number

Primary APNR27.00199.00
Alternative APN
  • 27.00199.00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area896 sqft Gross Area
Basement Area896 sqft
Finished Basement896 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1965
Architectural StyleMulti-Family
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,500 sqft (0.103 acres)
Lot Dimensions90 ft deep x 50 ft wide
PorchOpen Porch
Porch Area72 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemForced Air with A/C

Location & Zoning

Street Address115 MAIN ST E
CityWABASHA
StateMN
Zip55981-1420
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionSECT-29 TWP-111 RANGE-010 WABASHA (WABASHA CITY) LOT-009 BLOCK-007
Legal Range10
Legal Township111
Legal Section29
Legal SubdivisionWABASHA (WABASHA CITY)
Legal Block7
Legal Lot Number9
JurisdictionWABASHA MN
Township / Civil DivisionWABASHA
Census Block Group3
Census Block3006
Census Tract490100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Wabasha Commercial Historic District
listed 1982 · 50 contributing resources · NRIS 82003063

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Wabasha County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address225 COFFEE MILL DR, WABASHA, MN 55981-1384
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2021Deed of Trust, Mortgage · Commercial Mortgage
STATE BANK OF FAIRMONT
Sep 9, 2020Warranty Deed, Transfer · Line of Credit
STATE BANK OF FAIRMONT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 9, 2020 · Amount on Record
Deed SaleSep 9, 2020 · Amount on Record
Deed Document Number2020340726
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWABASHA MN
Property Address115 MAIN ST E, WABASHA, MN 55981-2802
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 COFFEE MILL DR, WABASHA, MN 55981-1384

Mortgage

Document Number0000346604
DateOct 28, 2021
Instrument346604
Lender
NameSTATE BANK OF FAIRMONT
TypeBank
AddressFAIRMONT, MN 56031
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2036

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWABASHA MN
Recording DateSep 9, 2020
Property Address115 MAIN ST E, WABASHA, MN 55981-2802
Document Number0000340726
Instrument DateAug 31, 2020
Instrument340726
Transaction TypeTransfer
Record UpdatedJul 28, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$429.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1661 PATRIOT DR, FAIRMONT, MN 56031-1738

Mortgage

Document Number0000340727
DateSep 9, 2020
Instrument340727
Lender
NameSTATE BANK OF FAIRMONT
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueAug 26, 2030

Tax Assessment & Valuation

Source: Wabasha County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWabasha County
MunicipalityWabasha City
Unified School DistrictWabasha-Kellogg Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,510.00 (+36.79%)$177,900 (+25.72%) Land $41,000 Building $136,900$177,900 (+25.72%) Land $41,000 Building $136,900
2023$2,566.00$141,500 Land $41,300 Building $100,200$141,500 Land $41,300 Building $100,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims60 (1986–2023)
Claims Outside the SFHA18 of 60
Most Recent ClaimApr 2023 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Apr 2023 · 13 claims
  • Severe Winter Storms, Flooding, And Tornadoes, May 2001 · 18 claims
  • Severe Flooding, High Winds,severe Storms, Apr 1997 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWabasha
serves 2,521 people · EPA ID MN1790013
Water SourceGroundwater
Last State InspectionDec 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hiawatha Broadband Communications
Fiber
5,000 / 5,000
Midco
Cable
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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