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115 Main St, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 115 Main St, Cotuit, MA 02635 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,898 sqft · built 1993
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$1,600,000 (Mar 2025)
Tax Bill$8,358 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNCOTU M:009 L:011001

Property Details

APN / Parcel Number

Primary APNCOTU M:009 L:011001
Alternative APN
  • 429361

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,898 sqft Living Area
Gross Area7,136 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number429361
Street Address115 MAIN ST
CityCOTUIT
StateMA
Zip02635-2528
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionCAPTAIN S WATCH
Legal Lot Number11001
JurisdictionBARNSTABLE MA
Township / Civil DivisionBARNSTABLE TOWN
Census Block Group2
Census Block2060
Census Tract13200

Owner

Source: Barnstable County and Barnstable Town City records · APN COTU M:009 L:011001

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address115 MAIN ST, COTUIT, MA 02635-2528
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 11, 2025 · Amount on Record
Deed SaleMar 11, 2025 · Amount on Record
Prior SaleDec 17, 2003 · Amount on Record
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address115 MAIN ST, COTUIT, MA 02635-2528
Document Number33310-322
Instrument DateSep 23, 2020
Transaction TypeMortgage
Record UpdatedOct 20, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address115 MAIN ST COTUIT MA 026352528, COTUIT, MA 02635-2528

Mortgage

Document Number33310-322
DateSep 30, 2020
Book Page033310/000322
Instrument52250
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 29, 2035

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
MunicipalityBarnstable Town City
Unified School DistrictBarnstable School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,358.00 (+10.91%)$1,001,000 (+4.66%) Land $202,800 Building $798,200$1,514,965
2024$7,536.00 (+6.49%)$956,400 (+13.12%) Land $202,800 Building $753,600
2023$7,077.00$845,500 Land $200,400 Building $645,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250010132002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1978)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1978, tidal / storm surge, Coastal Storms, Flood, Ice & Snow

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 131 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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