Santa Cruz County property record for 115 Madeline Dr, Aptos, CA 95003
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,446 sqft · built 1988 |
| Lot Size | 0.077 acres (3,354 sqft) |
| Owner | Individual Name on File |
| Last Sale | $950,000 (Jun 2023) |
| Tax Bill | $12,608 (2025) |
| Deeds & Mortgages | Jun 2023 Transfer Jun 2023 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-181-18 |
| Primary APN | 039-181-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,446 sqft Living Area |
| Gross Area | 1,846 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Townhouse |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 3,354 sqft (0.077 acres) |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 134 sqft |
| Patio Area | 134 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 115 MADELINE DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-3600 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RM-4 |
| Legal Subdivision | PM47 54 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 122004 |
Source: Santa Cruz County records · APN 039-181-18
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 200 KING KREST LN, APTOS, CA 95003-3403 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 01, 2023 | Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Jun 01, 2023 | Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Jun 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Mar 16, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SANTA CRUZ COUNTY BANK |
| Nov 27, 2020 | Loan Modification, Mortgage SANTA CRUZ CNTY BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 01, 2023 · Amount on Record |
| Deed Sale | Jun 01, 2023 · Amount on Record |
| Prior Sale | Mar 18, 2015 · Amount on Record |
| Deed Document Number | 20239607 |
| Prior Transfer Date | May 31, 2023 |
| Prior Transfer Doc | 0000009606 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 01, 2023 |
| Property Address | 115 MADELINE DR, APTOS, CA 95003-3600 |
| Document Number | 0000009606 |
| Map Reference | VOL 47 PG 54 |
| Instrument Date | May 31, 2023 |
| Instrument | 2023-0009606 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 200 KING KREST LN, APTOS, CA 95003-3403 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 01, 2023 |
| Property Address | 115 MADELINE DR, APTOS, CA 95003-3600 |
| Document Number | 0000009607 |
| Map Reference | VOL 47 PG 54 |
| Instrument Date | May 26, 2023 |
| Instrument | 2023-0009607 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,045.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 200 KING KREST LN, APTOS, CA 95003-3403 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 115 MADELINE DR, APTOS, CA 95003-3600 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000020223 |
|---|---|
| Date | Jun 20, 2017 |
| Instrument | 2017-0020223 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 115 MADELINE DR, APTOS, CA 95003-3600 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|
| Document Number | 0000009087 |
|---|---|
| Date | Mar 16, 2020 |
| Instrument | 2020-0009087 |
| Name | SANTA CRUZ COUNTY BANK |
|---|---|
| Type | Bank |
| Address | SANTA CRUZ, CA 95061 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 115 MADELINE DR, APTOS, CA 95003-3600 |
| Document Number | 0000052671 |
| Instrument Date | Nov 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Name | Verified Name |
|---|---|
| Address | 115 MADELINE DR APTOS APTOS CA 95003, APTOS, CA 95003 |
| Document Number | 0000052671 |
|---|---|
| Date | Dec 08, 2020 |
| Instrument | 52671 |
| Name | SANTA CRUZ CNTY BK |
|---|---|
| Type | Bank |
| Address | AMADOR CITY, CA 95601 |
| Term | 12 Months |
|---|---|
| Due | Dec 07, 2021 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,008,147 (+2%) Land $705,703 Building $302,444 | ||
| 2025 | $12,608.00 (+32.03%) | $988,380 (+26.76%) Land $691,866 Building $296,514 | |
| 2023 | $9,549.00 (+2.23%) Homeowner's exemption | $779,747 Land $545,823 Building $233,924 | $833,760 |
| 2022 | $9,341.00 |
Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: AT&T, California Internet, Cruzio Internet, Etheric Communications, LLC., Surfnet Communications.
Based on FCC filings for 298 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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