Schoharie County and Seward Town property record for 115 Mackegney Ln, Cobleskill, NY 12043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,800 sqft · built 2007 |
| Lot Size | 5.94 acres (258,746 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Apr 2022) |
| Tax Bill | $8,436 (2026) |
| Deeds & Mortgages | Feb 2024 Sale Apr 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 434400 55.-5-9.12 |
| Primary APN | 434400 55.-5-9.12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,800 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| 2nd Floor Area | 1,400 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 258,746 sqft (5.94 acres) |
| Lot Width | 638 ft Width |
| Garage Type | Attached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 749 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 525J207001 |
|---|---|
| Street Address | 115 MACKEGNEY LN |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-6232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 5 |
| Legal Lot Number | 9.012 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SEWARD |
| Census Block Group | 4 |
| Census Block | 4050 |
| Census Tract | 740400 |
115 Mackegney Ln is owned and occupied by two individuals who bought it in April 2022.
Source: Schoharie County and Seward Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 MACKEGNEY LN, COBLESKILL, NY 12043-6232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 26, 2024 | Warranty Deed, Transfer |
| Apr 21, 2022 | Warranty Deed, Transfer |
| Sep 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Jan 14, 2021 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2022 · Amount on File |
| Deed Sale | Apr 21, 2022 · Amount on File |
| Deed Document Number | 2022809287 |
| Deed Book / Page | 1162 / 106 |
| Prior Transfer Date | Jan 9, 2021 |
| Prior Transfer Doc | 001129/181 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Feb 26, 2024 |
| Property Address | 115 MACKEGNEY LN, COBLESKILL, NY 12043-6232 |
| Document Number | 001207/107 |
| Book / Page | 1207 / 107 |
| Instrument Date | Feb 23, 2024 |
| Instrument | 824402 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 MACKEGNEY LN, COBLESKILL, NY 12043-6232 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Apr 21, 2022 |
| Property Address | 115 MACKEGNEY LN, COBLESKILL, NY 12043-6232 |
| Document Number | 001162/106 |
| Book / Page | 1162 / 106 |
| Instrument Date | Apr 15, 2022 |
| Instrument | 809287 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 146 DONATS BROW, COBLESKILL, NY 12043-5600 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 115 MACKEGNEY LN, COBLESKILL, NY 12043-6232 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1954/74 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | 1954/74 |
| Instrument | 796086 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 169 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Jan 14, 2021 |
| Property Address | 115 MACKEGNEY LN, COBLESKILL, NY 12043-6232 |
| Document Number | 001129/181 |
| Book / Page | 1129 / 181 |
| Instrument Date | Jan 9, 2021 |
| Instrument | 783709 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 MACKEGNEY LN, COBLESKILL, NY 12043-6232 |
The 2026 property tax bill for 115 Mackegney Ln was $8,436, up 9.7% from the year before.
Source: Schoharie County and Seward Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Seward Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,436.00 (+9.73%) | ||
| 2025 | $7,688.00 | $150,000 Land $18,500 Building $131,500 | $365,854 Land $45,122 Building $320,732 |
| 2023 | $150,000 Land $18,500 Building $131,500 | $300,000 Land $37,000 Building $263,000 | |
| 2020 | $6,815.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 115 Mackegney Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Mackegney Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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