Craven County property record for 115 Luke Ct, New Bern, NC 28560
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,190 sqft · built 1999 |
| Lot Size | 0.442 acres (19,249 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $238,500 (Apr 2026) |
| Tax Bill | $1,002 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-044-3-014 |
| Primary APN | 7-044-3-014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,190 sqft Living Area |
| 1st Floor Area | 1,190 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,249 sqft (0.442 acres) |
| Lot Dimensions | 251 ft deep x 95 ft wide |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 105914 |
|---|---|
| Street Address | 115 LUKE CT |
| City | NEW BERN |
| State | NC |
| Zip | 28560-8050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 WAVY MEADOWS PHASE 1 |
| Legal Subdivision | WAVY MEADOWS |
| Legal Phase | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 961002 |
Source: Craven County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3251 280TH ST, SAINT CHARLES, IA 50240-8582 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Apr 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Jul 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Aug 19, 2013 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2026 · Amount on Record |
| Deed Sale | Apr 27, 2026 · Amount on Record |
| Prior Sale | Jul 20, 2022 · Amount on Record |
| Deed Document Number | 202610155356 |
| Deed Book / Page | 3877 / 2081 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Apr 27, 2026 |
| Property Address | 115 LUKE CT, NEW BERN, NC 28560-8050 |
| Document Number | 0010155356 |
| Book / Page | 3877 / 2081 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 2026.10155356 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $48,177.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3251 280TH ST, SAINT CHARLES, IA 50240-8582 |
| Document Number | 0010155357, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 2026..10155357 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Apr 27, 2026 |
| Property Address | 115 LUKE CT, NEW BERN, NC 28560-8050 |
| Document Number | 03877/2081 |
| Book / Page | 3877 / 2081 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 202610155356 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $48,177.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3251 280TH ST, SAINT CHARLES, IA 50240-8582 |
| Document Number | 0010155357, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 202610155357 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Jul 20, 2022 |
| Property Address | 115 LUKE CT, NEW BERN, NC 28560-8050 |
| Document Number | 003734/742 |
| Book / Page | 3734 / 742 |
| Map Reference | CAB G SL 51-A |
| Instrument Date | Jul 12, 2022 |
| Instrument | 10100354 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 144 TUPELO TRL, 144, NEW BERN, NC 28562-3673 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 115 LUKE CT, NEW BERN, NC 28560-8050 |
| Document Number | 0003734745 |
|---|---|
| Date | Jul 20, 2022 |
| Instrument | 3734/745 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Aug 19, 2013 |
| Property Address | 115 LUKE CT, NEW BERN, NC 28560-8050 |
| Document Number | 03223/0066 |
| Book / Page | 3223 / 0066 |
| Map Reference | CAB G SL51-A |
| Instrument Date | Aug 14, 2013 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1013 DEWBERRY CT, 1013, CLAYTON, NC 27520-3743 |
| Name | Verified Name |
|---|---|
| Address | 115 LUKE CT, NEW BERN, NC 28560-8050 |
| Document Number | 03223/0069 |
|---|---|
| Date | Aug 19, 2013 |
| Book Page | 3223/0069 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2043 |
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,002.00 | $200,140 (-) Land $38,500 Building $161,640 | $200,140 (-) Land $38,500 Building $161,640 |
| 2025 | $1,002.00 (+1.21%) | $200,140 (-) Land $38,500 Building $161,640 | $200,140 (-) Land $38,500 Building $161,640 |
| 2023 | $990.00 (+33.42%) | $200,140 (+71.59%) Land $38,500 Building $161,640 | $200,140 (+71.59%) Land $38,500 Building $161,640 |
| 2022 | $742.00 | $116,640 Land $28,600 Building $88,040 | |
| 2018 | $116,640 Land $28,600 Building $88,040 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 12 (1996–2018) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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