Walton County property record for 115 Lower Jersey Rd, Covington, GA 30014
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,127 sqft · built 1904 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $298,000 (Apr 2026) |
| Tax Bill | $1,694 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C0660-059 |
| Primary APN | C0660-059 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,127 sqft Heated Area |
| 1st Floor Area | 2,127 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 23,087 sqft (0.53 acres) |
| Terrain | High |
| Porch | Slab |
| Porch Area | 419 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 5251 |
|---|---|
| Street Address | 115 LOWER JERSEY RD |
| City | COVINGTON |
| State | GA |
| Zip | 30014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 WP2 |
| Legal Description | .53AC |
| Jurisdiction | WALTON GA |
| Township / Civil Division | JERSEY |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 110602 |
115 Lower Jersey Rd is owned and occupied by two individuals who bought it in April 2026.
Source: Walton County records, as of June 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 LOWER JERSEY RD, COVINGTON, GA 30014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2026 · Amount on File |
| Deed Sale | Apr 22, 2026 · Amount on File |
| Prior Sale | Mar 16, 2015 · Amount on File |
| Deed Document Number | 20264293 |
| Deed Book / Page | 5629 / 1622 |
| Record Updated | Oct 29, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | WALTON GA |
| Recording Date | Apr 22, 2026 |
| Property Address | 115 LOWER JERSEY RD, COVINGTON, GA 30014 |
| Document Number | 0056291622 |
| Book / Page | 5629 / 1622 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 20264293 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 LOWER JERSEY RD, COVINGTON, GA 30014 |
| Document Number | 5629001625, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 5629/1625 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 115 Lower Jersey Rd was $1,694 with a homeowner's exemption.
Source: Walton County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Walton County |
| Municipality | Jersey City |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,694.00 Homeowner's exemption | $84,760 Land $15,120 Building $69,640 | $211,900 Land $37,800 Building $174,100 |
| 2023 | $1,665.00 (-27.01%) Homeowner's exemption | $76,680 (+12.37%) Land $11,640 Building $65,040 | $191,700 (+12.37%) Land $29,100 Building $162,600 |
| 2022 | $2,281.00 Homeowner's exemption | $68,240 Land $10,560 Building $57,680 | $170,600 Land $26,400 Building $144,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 115 Lower Jersey Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Lower Jersey Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Spectrum.
5G (outdoors only) and 4G LTE
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