115 Lossing Ave, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 115 Lossing Ave, Colonial Beach, VA 22443

Property Summary

Property Type	Commercial
Details	3 ba · 2,888 sqft · built 1910
Lot Size	0.278 acres (12,110 sqft)
Owner	Individual Name on File
Last Sale	$495,000 (May 2024)
Tax Bill	$986 (2025)
Deeds & Mortgages	Nov 2020 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3A2-2-66-9`

Property Details

APN / Parcel Number

Primary APN	`3A2-2-66-9`
Alternative APN	`21103`

Interior

Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,888 sqft Total Area
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	12,110 sqft (0.278 acres)

Exterior Amenities

Porch	Finished/Screened Porch
Deck Area	220 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Heating System	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	21103
Old Parcel Number	3A2-2-66-9
Street Address	115 LOSSING AVE
City	COLONIAL BEACH
State	VA
Zip	22443-2421
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	DB
Legal Description	LOT 9 & N PART 8 BK 66 .278ACDB 979 PG 1219 R/S
Legal Block	66
Legal Lot Number	9
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2033
Census Tract	10402

Owner

Source: Westmoreland County records · APN 3A2-2-66-9

Assessment roll updated October 15, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	115 LOSSING AVE, COLONIAL BEACH, VA 22443-2421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 20, 2024 · Amount on Record
Deed Sale	May 20, 2024 · Amount on Record
Prior Sale	Sep 14, 2015
Deed Document Number	09791219
Record Updated	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	115 LOSSING AVE, COLONIAL BEACH, VA 22443-2421
Transaction Type	Mortgage
Record Updated	Jan 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009371936
Date	Nov 18, 2020
Instrument	09371936

Lender

Name	WRIGHT PATMAN CONGRESSIONAL FEDERAL CRED

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 09, 2025

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Westmoreland County records · Assessment roll updated October 15, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Colonial Beach Town
County	Westmoreland County
Unified School District	Colonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$986.00 (+15.19%)	$234,800 (+9.72%) Land $68,300 Building $166,500	$234,800 (+9.72%) Land $68,300 Building $166,500
2023		$214,000 Land $47,500 Building $166,500	$214,000 Land $47,500 Building $166,500
2022	$856.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 22, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 95 individual policies
Nearby Flood Policies	103 units insured incl. 8 condo units
Nearby Flood Claims	3 (2015–2023)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2023 · other causes

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 167 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF COLONIAL BEACH serves 3,875 people
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.