115 Los Caminos St, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 115 Los Caminos St, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,000 sqft · built 2011
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$338,900 (Jul 2020)
Tax Bill	$6,068 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071623-0940`

Property Details

APN / Parcel Number

Primary APN	`071623-0940`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,000 sqft Living Area
Gross Area	3,553 sqft
1st Floor Area	1,712 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	553 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	169 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	115 LOS CAMINOS ST
City	SAINT AUGUSTINE
State	FL
Zip	32095-8495
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	66/47-53 LAS CALINAS PARCEL 3A UNIT 2 PHASE 1 LOT 94 OR4984/586
Legal Range	29E
Legal Township	05S
Legal Section	29
Legal Subdivision	LAS CALINAS PARCEL 3A UNIT 2 PHASE 1
Legal Phase	1
Legal Block	1
Legal Lot Number	94
Legal Unit	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3021
Census Tract	20606

Owner

115 Los Caminos St is owned and occupied by two individuals who bought it in July 2020.

Source: St. Johns County records, as of June 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	115 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-8495
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
Aug 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Apr 8, 2020	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2020 · Amount on File
Deed Sale	Jul 8, 2020 · Amount on File
Prior Sale	Apr 8, 2020 · Amount on File
Deed Document Number	202054513
Deed Book / Page	4984 / 586
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	Jun 3, 2026
Property Address	115 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-8495
Document Number	0000047434
Book / Page	6376 / 788
Instrument Date	May 22, 2026
Instrument	202647434
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-8495

Mortgage

Document Number	0000047434,
Date	Jun 3, 2026
Book Page	6376/788
Instrument	202647434

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 22, 2056

Interest

Rate	6.23%
Max Rate	-1%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	115 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-8495
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044150372
Date	Aug 2, 2017
Book Page	4415/0372
Instrument	2017053485

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 8, 2020
Property Address	115 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-8495
Document Number	0049190566
Book / Page	004919 / 000566
Instrument Date	Apr 7, 2020
Instrument	27822
Transaction Type	Transfer
Record Updated	Dec 23, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$2,457.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	N27W23681 PAUL RD PEWAUKEE WI 530726283, PEWAUKEE, WI 53072-6283
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 115 Los Caminos St was $6,068 with a homeowner's exemption, up 8.9% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$440,810 (-5.11%) Land $95,000 Building $345,810	$440,810 (-5.11%) Land $95,000 Building $345,810
2025	$6,068.00 (+8.94%) Homeowner's exemption	$464,535 (+0.25%)	$464,535 (+0.25%) Land $115,000 Building $349,535
2024	$5,570.00 (-1.33%) Homeowner's exemption	$463,388 (-0.81%)	$463,388 (-0.81%) Land $110,000 Building $353,388
2023	$5,645.00 (+7.22%)	$467,188 (+6.09%)	$467,188 (+6.09%) Land $110,000 Building $357,188
2022	$5,265.00	$440,381	$440,381 Land $95,200 Building $345,181

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Los Caminos St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 221 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	221 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Los Caminos St is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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