115 Lonnie Jack Dr, Crestview, FL 32536 Property Records

Okaloosa County property record for 115 Lonnie Jack Dr, Crestview, FL 32536

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,066 sqft · built 2006
Lot Size	0.273 acres (11,893 sqft)
Owner	2 Individual Names on File
Last Sale	$78,500 (Mar 2015)
Tax Bill	$1,583 (2025)
Deeds & Mortgages	May 2023 Mortgage Aug 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-6091-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-6091-6`
Alternative APNs	`05-3N-23-0010-000F-0140` `23N3050010000F0140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,066 sqft Living Area
Gross Area	1,486 sqft
1st Floor Area	1,066 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	11,893 sqft (0.273 acres)
Garage Type	Attached
Garage Area	264 sqft
Porch	Finished/Open Porch
Porch Area	112 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	115 LONNIE JACK DR
City	CRESTVIEW
State	FL
Zip	32536-1617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADAMS-POWELL S/D LOT 14 BLK F
Legal Range	23W
Legal Township	03N
Legal Section	05
Legal Subdivision	ADAMS-POWELL S/D
Legal Block	F
Legal Lot Number	14
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2000
Census Tract	20500

Owner

115 Lonnie Jack Dr is owned and occupied by two individuals who bought it in March 2015.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	115 LONNIE JACK DR, CRESTVIEW, FL 32536-1617
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 17, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 8, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 30, 2018	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jun 29, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2015 · Amount on File
Deed Sale	Mar 3, 2015 · Amount on File
Prior Sale	Sep 15, 2006 · Amount on File
Deed Document Number	20152981882
Deed Book / Page	3186 / 4147
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	115 LONNIE JACK DR, CRESTVIEW, FL 32536-1617
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 LONNIE JACK DR, CRESTVIEW, FL 32536-1617

Mortgage

Document Number	0036754343
Date	May 19, 2023
Book Page	3675/4343
Instrument	3624784

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	115 LONNIE JACK DR, CRESTVIEW, FL 32536-1617
Transaction Type	Mortgage
Record Updated	Sep 19, 2022
Title Company	KNIGHT BARRY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 LONNIE JACK DR, CRESTVIEW, FL 32536-1617

Mortgage

Document Number	0036381860
Date	Aug 17, 2022
Book Page	3638/1860
Instrument	3572400

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	115 LONNIE JACK DR, CRESTVIEW, FL 32536-1617
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 LONNIE JACK DR, CRESTVIEW, FL 32536-1617

Mortgage

Document Number	0035302746
Date	Mar 8, 2021
Book Page	3530/2746
Instrument	3435834

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Apr 1, 2049

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	115 LONNIE JACK DR, CRESTVIEW, FL 32536-1617
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033351575
Date	Jan 30, 2018
Book Page	3335/1575
Instrument	3185662

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	115 LONNIE JACK DR, CRESTVIEW, FL 32536-1617
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034720520
Date	Jun 29, 2020
Book Page	3472/520
Instrument	3369340

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	332 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 115 Lonnie Jack Dr was $1,583 with exemptions applied.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,583.00 Homeowner's exemption Veteran's exemption	$146,782 Land $28,418 Building $118,364	$146,782 Land $28,418 Building $118,364
2023	$2,161.00 (+7.83%)	$148,253 (+6.37%) Land $20,522 Building $127,731	$148,253 (+6.37%) Land $20,522 Building $127,731
2022	$2,004.00	$139,373 Land $19,180 Building $120,193	$139,373 Land $19,180 Building $120,193

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Lonnie Jack Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Lonnie Jack Dr is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: LiveOak Fiber.

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